Not the same. They signed and submitted their life insurance paperwork to be covered on active duty... and then died on active duty before all “technical” requirements had been met. There is such a thing in the insurance industry of “constructive receipt” that says a reasonable person would assume they were covered if they had fulfilled all that was required of them to be covered.
In this case, the family is entitled to a death benefit. What they (and the department) tried to do was arrange a switch to get the officer’s family a higher benefit on the backs of the taxpayers. There was no line of duty injury and no medical retirement... they just tried to make it look on paper like there was.
I have a great deal of sympathy for their situation... but none for their attempt to milk the system.
I have a great deal of sympathy for their situation... but none for their attempt to milk the system.
Dear about to be departed, I need you to hurry up and sign this insurance before you are dead. Sympathy? Really?
They weren’t trying to “milk” the system. They were trying to DEFRAUD the system. The rest of us would get jail time for fraud. But not government workers. And note how they all stick together on this.