So I get this call from my bank, “Did you just try to buy $5000 worth of stuff from the Home Depot in Moreno Valley?”
“Nope, I’ve never even been to Moreno Valley.”
“OK, someone has stolen your card number, we’re going to cancel it and send you a replacement.”
“OK.”
A few days later I get my replacement card. The next day I get a call from my bank, “Did you just try to buy $4000 worth of stuff from the Home Depot in Moreno Valley?”
“Noooo, please tell me that when you canceled my old card and sent out a replacement card, you didn’t send one to the guy that stole my old card number in Moreno Valley.”
-dead silence-
“ummmmmm, we’ll reissue you a new card, and not send a duplicate to him...”
“Good idea!”
That’s almost funny.
Watch out a few years from now when they write off the debt. They will send the IRS form to him and not to you. You will then have the IRS coming after you for taxes owed on a forgiven debt that you never incurred.
Good times will be had by all.
Meanwhile, you need to quit shopping at Home Depot in Moreno Valley!
That is great!