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To: goseminoles

You need to go here

http://market-ticker.org/akcs-www?forum=Market-Ticker

Karl Denninger has been on top of this from the beginning.

That’s kind of an interesting angle “what role did the acct’g profession play...”

I’m not going to claim to be able to list the full litany, but one of the very, very first things that started Karl on this path was his discovery that Washington Mutual was paying *cash* stock dividends out the *accrued* income they claimed from their pick-a-pay “minimum payment
borrowers. In other words, the borrowers were paying the minimum payment; which as you know produces neg amortization and by definition, does not even cover the interest on the loan. WaMu booked the money thereby tacked on to the end of the loan as income and continued paying regular stk divs out of it. Well....it doesn’t take a CPA to realize that you cannot pay a div out of money that isn’t there!

That was an absolutely fundamental “discovery” in **uncovering** the impossibility, the unsustainability of the whole neg-am loan industry. Karl has screenshots of bal sheets and income stmts from that era. It will early in his “tickers” columns.

And then fast forward to today...more specifically a year or so ago...when the government effectively strongarmed the accounting profession to drop the mark to market provisions of FASB 157.

Wealth of info there. My strongest reco is to peruse it.


6 posted on 10/26/2010 6:11:25 PM PDT by Attention Surplus Disorder ("No longer can we make no mistake for too long". Barack d****it 0bama, 2009, 2010, 2011.)
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To: Attention Surplus Disorder

Dude thanks!


8 posted on 10/26/2010 6:13:51 PM PDT by goseminoles
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