Changing the clutch on a MG MIdget is easy. It is literally taking the half car a part to get to the clutch that is hard. Good luck.
No $hit.
I had purchased my MG as a young sailor, and immediately started having problems, some caused by my own hand.
I paid $3200 for the car, and insurance cost me $1400 a year!!!!!!!
I replaced the clutch myself, and learned a lot about working on MG's that way. It was not fun. My nephews learned all the bad words they now know from watching me work on the thing.