Posted on 10/11/2025 8:26:08 AM PDT by Diana in Wisconsin
Retired 17 years ago. No debt. I am blessed.
How did you invest in precious metals?
Buying from dealers. And at one point we got a lot of junk silver by buying boxes of half dollars and quarters from the bank and going through it to pick out all the ones that were pre 1965. Then we turned the rest back in to the bank and got reimbursed for the ones we didn’t want. You probably couldn’t do that now because many other folks had the same idea and there’s likely not much left in circulation.
That's also Dave Ramsey's roadmap for financial success!
My thoughts on the subject:
“When I was very much younger and a smoker, cigarettes were .30 a pack and I could not afford that so I “rolled my own” for about .10 a pack.”
Reminds me of my ‘broker than broke’ days when we could afford a case of bottled beer (whatever was cheapest) and had to make that last for the whole month. If a bottle broke, it was a tragedy because we couldn’t get our full deposit back. $2 was big money some months! Beer was our ONLY indulgence. I no longer drink beer; that’s for poor folk, same way my Mom won’t touch a stewed tomato after surviving on ‘Stewed Tomatoes on Toast’ one winter on her family’s rural homestead.
Also feeding my crew of teen boys was always a challenge. Shopping at Aldi saved the day, as did food pantries, growing our own, hunting, fishing, etc.
Seems like all of these frugal activities HORRIFY the youth of today. ;)
Thanks for the tips. I did that with the first Escape I bought. Had $10K in CASH to flash them and I financed the rest for about 30 days. I got $3K off the sticker price and saved untold thousands on interest.
I’m no stranger to Blue book values, etc.
I loved that car. She’s still on the road - I gave her to a local family we know who was just squeaking by. They had to put a new muffler on her, but other than that, she’s well over 150K right now and aside from a little rust (this IS Wisconsin!) she’s solid.
My F-150 is my winter truck, but it’s just a tiny bit too big for me. I bought it so Beau and I could show up at family gatherings and evens not looking like a couple of Hillbillies in one of his cr@ptastic trucks, LOL!
Got it for $30K from a friend. Well, she’s an EX-FRIEND now, since she lied to me and tried to rip me off - but I’ve got the vehicle title and she does not. Loser!
I remember you stating that on other threads. We’re both blessed! I retired in 2016, debt free. Ya-Hooo!
Wow. Ten years, already! It’s gone by quickly - and I hear the rest of my life is going to go by even FASTER! I’d better get busy on my (Things to Do For Free) Bucket List. ;)
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