I was telling my husband about this story, and he said the very same thing. Not the stuff about being raided, but about the purchases automatically being monitored.
The monitoring isn't for nothing. It is sufficient "probable cause" in today's America to break your door down and come barging in with guns drawn. Heck, if I had a grudge against someone, all I'd have to do is slip a couple hundred dollars to an informant (i.e. a criminal paid to snitch) to say the word and they'd be facing down masked men in black BDUs wielding submachineguns.