I didn’t mean to doubt you l am going by what l read.
If you were to say that Teslas have higher insurance rates with certain drivers and certain carriers, I might agree with you. Teslas are not Toyota Corollas. They are high-tech, high performance cars. Even the lowly Model Y I have will do 0 to 60 in 5.4 seconds. There are no slow Teslas. As such, many people who buy them drive them like they stole them. I have no doubt this accounts for many accidents with certain groups of drivers. However, with drivers like my wife and myself who have excellent driving records and are over 70 years old, the insurance wasn't outrageous at all.