That’s if you make it to 70. If you don’t, you don’t get squat. If you started paying in at 18 that means you would have paid in for up to 52 years and not received a penny. That’s bullsh*t.
> That’s if you make it to 70. <
Good point. When I was trying to make the decision, I checked a government website. If I recall correctly, it was the official Social Security website.
Anyway, the advice there was to hold off as long as possible to collect benefits.
So I’m thinking, maybe they’re hoping a good portion of us will die before 70. That should save them a few bucks.
No thanks to that.
...oh for heavens sake! IF you are married WAITING is Great for the spouse that gets YOUR often higher benefit. It depends on : Health, Assets, spouse’s benefits - Both, and world view... so every situation is unique based on career, bloodlines, work history and luck! ...ymmv