“Doesn’t inflation make the case for claiming benefits earlier?”
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My motivation for collecting at 62 was I’m not one of those people that thinks they’re gonna live forever......tomorrow is not guaranteed people......and neither is the SSA benefit 10 years from now.
With my health issues, and our financial situation, I figured I could use the money now. I can't take it with me, so I might as well take it while I can get it.
Additionally, you never know when the politicians are going to screw with the ages and amounts, or the whole thing could just run out.