the “breakeven” point is about age 79.5
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Thanks, I have calculated this also.
I have just a few years until 62, and I will begin collecting asap. I don’t plan to live past 75, and I am not willing to gamble on SS not running out of money. To say nothing of the shrinking value of the dollar...
"I have just a few years until 62 ~ I don’t plan to live past 75"
I took my SS at age 63 five years ago. No regrets whatsoever. Tired of the wokeness at work and was ready to retire. I know people who delayed their retirement thinking they had plenty of time, and then died before getting any benefits. My wife and I have a healthy stock portfolio and own our house with no mortgage, so there was no reason to delay taking SS.