Why does no one just sell financial advise? The insurance agents have a life insurance policy for everything with huge commissions (maybe 100% of your first year’s payments) and the financial advisors want 1% - 2% of your total assets every year to stick you in a subpar mutual fund and call you twice a year. I just want a couple hours of an expert’s time plus maybe a few hours of work for a longer term plan. A couple of thousand dollars would be cheap compared to the insurance salesmen and financial “advisors”.
You can... there are Advisors that will charge a flat hourly fee for advice, written plans and reviews. Just search for them and check reviews.... ymmv