Ive bern caught in similar dilemmas such as yours.
” update the profile”
this the most important question you should ask yourself—do i need to do that to keep myself on board that company??
Its very possible some dont submit their personal information for security reasons or not to give personal information out to any company because you know its sold/ farmed out if there is no disclosure statement
if these companies show there is ,say, a “incomplete” profile you would by this pressure tactic to hand it over
BEFORE you can proceed with any other action.
So the question you need to ask yourself is:
Do I want more of me & so & so’s info given to data brokers?
Makes sense. We use the cards. We get our bills. We pay our bills. So what’s the big deal?
THAT would be a RED FLAG for me, also.
IF I have had the account for some time & my payments have always been timely—
I would question them HARD about “ANY UPDATES” they think they need.
I use the card-—I pay the bill. NOT looking for a date.