Posted on 04/29/2022 4:34:02 PM PDT by rustyboots
I recently advertised one of my rifles for sale on a web site in Texas. I received a reply from an individual that stated he was in Melbourne, Florida. He states he has an FFL to receive the rifle from my local FFL. On April 15, he stated he would send me a certified check. His secretary did the check wrong, but that has apparently been corrected. The check entered the USPS system on April 22 in Philadelphia, PA. Wife suggests this just may be his bank and where it is located. I still do not have a phone number for him, name of a local FFL dealer in Melbourne, Fl. Check is in state, and I need to sign for it Monday to complete this deal. Am I being overly paranoid wondering because a guy in Melbourne, Fl, is reading gun web sites in Texas, wants my rifle, and will send a check that maybe coming from a bank in Philadelphia, or at least was mailed from Philadelphia? FFL to FFl does give me some legal cover, but still????
“Certified check only for no deal.”
only scammers or the naive use “certified checks”, since they’re almost all fraudulent these days, no better than Western Union ...
Do not release rifle until 10 days after your bank has credited your account. Secondly, your local FFL should not ship the rifle until he has received and verified the receiving FFL license.
It is not uncommon for Florida residents to maintain banking relationships in their former place of abode. My primary bank is in Maryland where I once worked although I now live in SW Florida. For additional peace of mind, have your local banker call the bank on which funds are drawn and verify if the check is good.
Transaction has potential to be honest but I suggest you require U.S. Postal money orders in the future. Once they are issued you can not put a stop payment on them. A bank issued cashier’s check is another option provided the bank is known (your banker can look them up)..
i cant believe no one here has asked what you are selling and how much you want? So what are you selling and how much you want? :)
Don’t do it. If you have to ask it isn’t worth trying to find out. Run away.
to too two tew
I believe the law requires you to ship the rifle to an FFL. Has the buyer produced to you his FFL info?
Whenever I used a cashiers check, the bank filled it out, not a secretary.
Sounds like a scam.
Too many moving parts. Someone like the FBI trying to set you up for something like a straw man purchase?
I would say no thanks. I don’t know enough about PA law and don’t want to get on some DA’s bad side.
You don’t sound legit.
The check from Philly thing is a non-issue - lots of possible reasons.
What matters is when that check clears.
Re FTC Website.
This says it all!
“Fake Checks and Your Bank
By law, banks have to make deposited funds available quickly, usually within two days. When the funds are made available in your account, the bank may say the check has “cleared,” but that doesn’t mean it’s a good check. Fake checks can take weeks to be discovered and untangled. By that time, the scammer has any money you sent, and you’re stuck paying the money back to the bank.
Your best bet: Don’t rely on money from a check unless you know and trust the person you’re dealing with.”
Set up a Paypal account. Easy way to accept money from another person without getting ripped off. I have used one for 15+ years and accept payments from all over the world.
Cancel the deal.
Use money orders.
Nope. Explanation.
Exactly.
I can’t believe no one here has been the subject of late mail, destroyed mail, mail never arriving. The P. O. is becoming notorious for lousy, lousy service. I sent tax documents from GA to CA priority mail and it took two weeks for the mail to be delivered to the addressee. Tracking kept reporting - not scanned in CA as of ———! When the USPS got around to following up on it, I received notice that the mail was received that VERY DAY!
I would definitely chalk this up to the USPS and their rotten service. Our local PO is advising customers to not drop mail in outside PO boxes as it is stolen from there - walk it INSIDE the P. O.
I’m waiting for an absentee ballot and am now being warned that it’s possible those are being stolen to prevent delivery. It’s way past time that I should have received it...From what happened in GA in 2020, I believe it could be repeated this year but in a different way.
Yep.
DO NOT deposit the check....cash it and get the money in your hand first!!!!
No cash, no sale...period.
Make him show his face.
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