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Keyword: healthinsurance

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  • Washington to offer first ‘public option’ insurance in US

    05/12/2019 10:02:57 AM PDT · by Olog-hai · 25 replies
    Associated Press ^ | May 12, 2019 | Tom James
    Washington is set to become the first state to enter the private health insurance market with a universally available public option. A set of tiered public plans will cover standard services and are expected to be up to 10% cheaper than comparable private insurance, thanks in part to savings from a cap on rates paid to providers. But unlike existing government-managed plans, Washington’s public plans are set to be available to all residents regardless of income by 2021. The Legislature approved the plan last month, and Gov. Jay Inslee is scheduled to sign it into law Monday. The move thrusts...
  • Senator Sanders S.1129 Medicare for All Bill

    04/26/2019 12:17:41 PM PDT · by Brian Griffin · 8 replies
    Congress ^ | 4/10/2019 | Senator Sanders et al.
    Santa Claus, move over, Bolshevik Bernie and his fellow travelers are packing the presents with their Medicare for All bill, for which you'll get the tax bills: https://www.congress.gov/bill/116th-congress/senate-bill/1129/text "Every individual who is a resident of the United States is entitled to benefits for health care services under this Act." "Except as provided in subsection (b), benefits shall first be available under this Act for items and services furnished on January 1 of the fourth calendar year that begins after the date of enactment of this Act." "(b) Coverage for children.— (1) IN GENERAL.—For any eligible individual who has not yet...
  • Judge deals blow to 'Trumpcare' plans

    03/28/2019 8:27:59 PM PDT · by Revel · 66 replies
    Washington Examiner ^ | 3/28/19 | Kimberly Leonard
    A federal judge has struck down a rule letting individuals and small businesses pool together to buy health insurance, threatening a program encouraged by the Trump administration that was created as an escape hatch from high Obamacare premiums. The ruling, issued Thursday by U.S. District Judge John Bates, a President George W. Bush appointee, came after 11 states and the District of Columbia sued saying that the rules violated Obamacare and the Employee Retirement Income Security Act, or ERISA. Bates agreed, concluding in his opinion that the rule, issued by the Department of Labor, was "clearly an end-run around" Obamacare....
  • Private health insurance exists in Europe and Canada. Here’s how it works.

    02/12/2019 2:33:27 PM PST · by riverdawg · 18 replies
    Vox ^ | February 12, 2019 | Sarah Kliff
    Presidential hopefuls in the Democratic primary have in recent weeks found themselves facing a new litmus test: Do they want to eliminate private health insurance? Sen. Kamala Harris (D-CA) faced a straightforward version of this question and gave a straightforward response. “Let’s eliminate all that,” she said of private coverage. Sen. Cory Booker (D-NJ) faced a slightly more confusing version of this question and gave a slightly more confusing answer that indicated support for keeping certain parts of the health care system private.
  • My Proposal for PPACA Changes

    12/21/2018 12:41:16 PM PST · by Brian Griffin · 22 replies
    Brian Griffin | 12/21/2018 | Brian Griffin
    These changes would hopefully stop the PPACA death spiral and make coverage affordable for millions more people. My Silver and Bronze plans would have modest annual benefit limits, permitting deductibles and premiums to be slashed to affordable levels to provide useable coverage for modest income folks. No annual limit Gold and Platinum plans would be based on luxurious governmental employee coverage. My proposal is written in bill hopper language meant mainly for health care specialist lawyers in government and lobby associations in DC. If you don't know what 42 USC is, don't waste Jim's bandwidth dollars. Health care is a...
  • Obamacare Thrown Out by Judge, Raising Insurance Uncertainty

    12/14/2018 5:48:46 PM PST · by conservative98 · 47 replies
    Yahoo Finance ^ | December 14, 2018 | Tom Korosec and Kartikay Mehrotra
    (Bloomberg) -- Obamacare was struck down by a Texas federal judge in a ruling that casts uncertainty on insurance coverage for millions of U.S. residents. The decision Friday finding the Affordable Care Act unconstitutional comes just before the end of a six-week open enrollment period for the program in 2019 and underscores a divide between Republicans who have long sought to invalidate the law and Democrats who fought to keep it in place. U.S. District Judge Reed O’Connor in Fort Worth agreed with a coalition of Republican states led by Texas that he had to eviscerate the Affordable Care Act,...
  • Trump Administration Details Health-Law Waivers for States

    11/29/2018 8:05:11 PM PST · by reaganaut1 · 23 replies
    Wall Street Journal ^ | November 29, 2018 | Stephanie Armour
    The Trump administration on Thursday outlined ways states will be allowed to waive parts of the Affordable Care Act, a move that has been welcomed by conservatives, spurred rebukes from Democrats and risks legal action. The Centers for Medicare and Medicaid Services, which implements the health law, released four templates detailing how states may use waivers. States will get significantly more leeway to change the way they distribute and structure ACA premium subsidies that now go to almost nine million people. “The specific examples laid out today show how state governments can work with HHS to create more choices and...
  • Senate defeats measure to overturn Trump expansion of non-ObamaCare plans

    10/10/2018 10:21:46 AM PDT · by yesthatjallen · 47 replies
    The Hill ^ | 10/10/18 | PETER SULLIVAN
    The Senate on Wednesday defeated a Democratic measure to overrule President Trump’s expansion of non-ObamaCare insurance plans as Democrats seek to highlight health care ahead of the midterm elections. The Democratic measure would have overruled Trump’s expansion of short-term health insurance plans, which do not have to cover people with pre-existing conditions or cover a range of health services like mental health or prescription drugs. It was defeated on an extremely narrow, mostly party line 50-50 vote, with Sen. Susan Collins (R-Maine) voting with Democrats in favor of overturning the short-term plans. Republicans argue the short-term plans simply provide a...
  • A Short History of American Medical Insurance

    10/06/2018 8:33:36 PM PDT · by TBP · 34 replies
    Imprimis ^ | September 2018 | JohnSteele Gordon
    Whenever one segment of an economy exhibits, year after year, inflation above the general rate, and when there is no constraint on supply, then either a cartel is in operation or there is a lack of price transparency—or both, as is the case with American medical care. So it is clear that there is something terribly wrong with how health care is financed in our country. And a consensus on how to fix the problem—how to provide Americans the best medicine money can buy for the least amount of money that will buy it—has proved elusive. But the history of...
  • Congress Can Slash the Cost of Health Care Premiums by as Much as a Third. Here’s How.

    10/04/2018 5:53:41 AM PDT · by Tolerance Sucks Rocks · 15 replies
    The Daily Signal ^ | October 3, 2018 | Doug Badger
    A proposal to repeal Obamacare entitlements and replace them with grants to states would reduce premiums for individual coverage by as much as 32 percent, according to an analysis by the Center for Health and Economy.The Health Care Choices Proposal also would modestly reduce the deficit, increase the number of people with private health insurance, and cut Medicaid spending, according to Center for Health and Economy.The proposal, the product of national and state think tanks, policy analysts, and others in the conservative community, embarks on a new path to empower consumers and return authority to the states to provide people...
  • ObamaCare’s Hotel California

    09/04/2018 5:44:57 AM PDT · by reaganaut1 · 18 replies
    Wall Street Journal ^ | September 3, 2018
    Democrats say they’re champions of health care for all, but that narrative needs a reality check. Progressives around the country are working to outlaw insurance products that could cover Americans who have no other affordable options. On Governor Jerry Brown’s desk is a bill that bans the sale of short-term, limited-duration insurance in California. The Trump Administration recently issued rules on the plans, which don’t have to comply with Affordable Care Act mandates. The coverage can now last up to a year, which was the norm before the Obama Administration limited the options to three months. Plans also can be...
  • When Health Insurance Prices Rose Last Year, Around a Million Americans Dropped Coverage

    07/03/2018 12:04:11 PM PDT · by reaganaut1 · 10 replies
    New York Times ^ | July 3, 2018 | Margot Sanger-Katz
    Last year, as insurance prices rose by an average of just over 20 percent around the country, people who qualified for Obamacare subsidies hung onto their insurance. But the increases appear to have been too much to bear for many customers who earned too much to qualify for financial help. According to a new government report, about a million people appear to have been priced out of the market for health insurance last year. The report is the first comprehensive look by the Department of Health and Human Services at people who buy their own insurance but don’t qualify for...
  • Who does not have health care? (Vanity)

    06/01/2018 8:37:03 AM PDT · by rey · 36 replies
    1 June 2018
    Don't answer that. How can one get by, at least for a while, without complying with the ACA? I thought Trump was going to get rid of the law that said everyone must buy in, especially individuals? I am very low income, as is a friend of mine, and the fines and policies they want us to carry take a very sizable portion of our meager income. I thought if you made under $17K - $24K you were exempt? The IRS came after us on our filings and every agent or official we speak to is incredulous that we hadn't...
  • Escape from Obamacare: Coming soon to a health insurance plan near you

    05/10/2018 10:49:33 AM PDT · by re_tail20 · 4 replies
    The Washington Examiner ^ | May 10, 2018 | Sally Pipes
    Millions of Americans could soon enjoy lower health insurance premiums, thanks to a new Trump administration rule. The rule, which was proposed in January and will likely be finalized by early summer, would make it easier for self-employed individuals and small businesses to band together and purchase coverage through association health plans. AHPs offer small businesses and sole proprietors an alternative to overpriced plans sold through the Obamacare exchanges. In 2018, average individual premiums on the healthcare.gov exchanges were nearly twice as high ($444 per month) as average individual-market premiums in 2013, the year before most of Obamacare took effect....
  • The Democratic Push for a 'Public Option on Steroids'

    04/26/2018 7:16:36 AM PDT · by Oldeconomybuyer · 14 replies
    The Atlantic ^ | April 26, 2018 | by Ronald Brownstein
    After beating back the repeated Republican efforts to repeal the Affordable Care Act, Democrats, for the first time in years, are taking the offense on health care. While the flashiest proposal—for an entirely government-run system—remains a distant aspiration, Democrats are again looking for new ways to expand Washington’s role in shaping the health-care system. Their ideas include new plans to expand coverage, restrain drug prices, and create a public competitor to private health-insurance companies. Encouraging all of these efforts are polls showing that support for the ACA clearly increased during the long legislative struggle over its future. “People are increasingly...
  • Ambitious California bill would put the state in charge of prices in the healthcare market (tr)

    04/09/2018 12:30:31 PM PDT · by Oldeconomybuyer · 43 replies
    The Los Angeles Times ^ | April 9, 2018 | By MELANIE MASON
    In one of the most aggressive efforts in the nation to curb soaring healthcare spending, a new California measure would put the state in charge of setting prices for hospital stays, doctor's visits and most other medical services covered by commercial insurers. The bill, backed by labor unions and consumer groups, is certain to rouse fierce opposition from physicians and hospitals, setting the stage for a brawl between some of the Capitol's top lobbying heavyweights. Proponents also face friction on the left from advocates of single-payer healthcare, who espouse an alternate vision of how to overhaul the state's healthcare. Despite...
  • The truth about medical bankruptcies

    03/26/2018 7:19:17 AM PDT · by reaganaut1 · 19 replies
    Washington Post ^ | March 26, 2018 | Megan McArdle
    Pop quiz: What percentage of bankruptcies in the United States are caused by medical bills? If you lived through the debate over passing Obamacare, you probably answered something like “half.” That was the figure in common currency among advocates of health-care reform; then-Sens. Chris Dodd (D-Conn.) and Hillary Clinton (D-N.Y.) were just two of the prominent advocates who used it. Other variants were also popular; Barack Obama, for example, was fond of saying that “the cost of health care now causes a bankruptcy in America every 30 seconds.” It’s a memorable number. But it’s almost certainly many times the true...
  • Obamacare insurance premiums to rise 18 percent next year, analysis finds

    02/27/2018 7:08:48 PM PST · by artichokegrower · 13 replies
    San Francisco Chronicle ^ | February 26, 2018 | Catherine Ho
    Health insurance premiums in California are expected to rise nearly 18 percent in 2019 as a result of federal policy changes enacted by Congress and the Trump administration, according to an analysis released Monday by the Urban Institute left-leaning think tank.
  • As Some Got Free Health Care, Gwen Got Squeezed: An Obamacare Dilemma

    02/19/2018 8:33:51 PM PST · by Theoria · 51 replies
    The New York Times ^ | 19 Feb 2018 | Abby Goodnough
    Gwen Hurd got the letter just before her shift at the outlet mall. Her health insurance company informed her that coverage for her family of three, purchased through the Affordable Care Act marketplace, would cost almost 60 percent more this year — $1,200 a month. She and her husband, a contractor, found a less expensive plan, but at $928 a month, it meant giving up date nights and saving for their future. Worse, the new policy required them to spend more than $6,000 per person before it covered much of anything. “It seems to me that people who earn nothing...
  • Botched Obamacare forecasts have CBO on the hot seat

    01/26/2018 11:46:37 AM PST · by Red Badger · 12 replies
    www.washingtontimes.com ^ | Wednesday, January 24, 2018 | By David Sherfinski
    Congress’ chief scorekeeper said Wednesday it botched some of its original Obamacare estimates, and its employees have to make “trade-offs” as they confront the heavy workload from lawmakers. Keith Hall, director of the Congressional Budget Office, said they were off in their guess for enrollment in Obamacare’s exchanges, though he said so were other analysts. “Sometimes it’s really hard to estimate these things,” Mr. Hall said Wednesday. “Certainly with the exchanges, we were off — we weren’t as far off on things like the actual spending, some other things — but everybody else was as well. We can be off...