Ellmers: But men are required to purchase maternity coverage. Sebelius: Well, an insurance policy has a series of benefits whether you use them or not… Ellmers: And that is why health care premiums are increasing, because we are forcing them to buy things that they will never need. Thank you. Sebelius: The individual policies cover families. Men often do need maternity care for their spouses and for their families, yes. Ellmers: A single male, aged 32, does need maternity coverage. To the best of your knowledge, has a man ever delivered a baby?