What's Wrong with a Little Indulgence?

by Jimmy Akin

Ever since Luther's Ninety-Five Theses was posted in 1517 to the door of the castle church in Wittenburg, the topic of indulgences has been a controversial one. In this article Jimmy Akin explains exactly what indulgences are and how they may be applied by Catholics to mitigate the temporal punishment due to sin. He discusses the nature of punishment, the role of grace, and the role of the Church, ending with an explanation of how an indulgence may be obtained.

October 31, 1517, is sometimes celebrated as the birth date of the Protestant Reformation. It was on this day that Martin Luther reportedly nailed his Ninety-Five Theses to the door of the castle church in Wittenburg, although there are no contemporary accounts of this event.

The Ninety-Five Theses were not a manifesto for the Protestant Reformation but a set of propositions for a public debate. They did not deal with any of the doctrines that came to be hallmarks of Protestant theology. For example, they make no reference to justification by faith alone or to theology by Scripture alone (sola scriptura).

Luther's main concern was the Church's penitential system, particularly the doctrine of indulgences. In fact, the official title of Luther's posting is Disputation of Doctor Martin Luther on the Power and Efficacy of Indulgences.

An indulgence had been issued to raise funds for construction on St. Peter's Basilica, and when it was preached in Luther's area, some of the common folk came away with erroneous ideas. Luther issued his proposition in response.

In a letter to the archbishop of Mainz (dated October 31, 1517), he explained:

I do not bring accusation against the outcries of the preachers, which I have not heard, so much as I grieve over the wholly false impressions that the people have conceived from them; to wit, the unhappy souls believe that if they have purchased letters of indulgence they are sure of their salvation; again, that so soon as they cast their contributions into the money-box, souls fly out of purgatory; furthermore, that these graces are so great that there is no sin too great to be absolved, even, as they say — though the thing is impossible — if one had violated the Mother of God; again, that a man is free, through these indulgences, from all penalty and guilt.

Luther was right to be concerned about these opinions, for none of them are true or correspond to the Church's teaching. Indulgences do not assure one's salvation. Performing the external work of an indulgence (contributing money, in this case) does not automatically free souls from purgatory, nor do indulgences free one from the guilt or the penalties of sin.

The practice of indulgences has changed over the centuries and, like any institution regulated by men, it has been subject to abuse. There were real abuses at the time of the Reformation. In addition to superstitious understandings of what indulgences would do, some preachers were unscrupulous in the raising of money. (Contrary to popular legend, indulgences were never "sold" but were granted as an incentive to support charitable causes.)

It is unfortunate that Luther's response spun out of control and led to progressively graver deviations from Catholic doctrine, in the end producing one of the gravest wounds to Christian unity. It is also unfortunate that the doctrine of indulgences has continued to be misrepresented and misunderstood by both Protestants and Catholics.

What Indulgences Are

The Compendium of the Catechism of the Catholic Church states: "Indulgences are the remission before God of the temporal punishment due to sins whose guilt has already been forgiven" (q. 312). This shows the error of one of the misunderstandings that Luther reported: the idea that through indulgences "a man is free . . . from all penalty and guilt." Indulgences do not free one from guilt. They presuppose that the guilt of sin has already been forgiven.

Indulgences deal only with the "temporal punishment due to sins," a concept that many people today are not familiar with. There are consequences of sin that come to us in this world, the world of time. These are called "temporal punishments" in contrast to the eternal punishment of hell.

There is a tendency, particularly in Protestant circles, to think of sin as having only one consequence: guilt and the possibility of hell. If guilt is forgiven, one will go to heaven; if one's guilt is not forgiven, one will go to hell. This is an incomplete view. Scripture tells us that that guilt is not the only result of sin. The book of Hebrews contains a meditation on the fact that God still rebukes and disciplines his children in order to produce holiness in them, stating that "he disciplines us for our good, that we may share his holiness" even though "for the moment all discipline seems painful rather than pleasant" (Heb. 12:10-11).

The Nature of Punishment

Divine punishments both temporal and eternal — have often been viewed as calamities deliberately inflicted by God on account of sin. God condemns people to hell the way a judge condemns people to prison. In the case of temporal punishments, God inflicts these the same way parents punish children.

Scripture uses similar images. The parable of the sheep and the goats depicts Jesus judging the nations and telling the goats to depart into eternal fire (Matt. 25:32-46), and Hebrews 12 compares the way that God disciplines us to the way our earthly fathers did. But parables contain symbolic elements, and these comparisons and metaphors have their limits. Recent reflection on the mercy of God has led some to question whether these images need to be understood differently.

In what may be a point of doctrinal development, the Catechism of the Catholic Church warns us away from understanding eternal or temporal punishment on the model of externally inflicted vengeance:

Grave sin deprives us of communion with God and therefore makes us incapable of eternal life, the privation of which is called the "eternal punishment" of sin. On the other hand every sin, even venial, entails an unhealthy attachment to creatures, which must be purified either here on earth or after death in the state called purgatory. This purification frees one from what is called the "temporal punishment" of sin. These two punishments must not be conceived of as a kind of vengeance inflicted by God from without but as following from the very nature of sin. (CCC 1472)

Eternal punishment results from being made "incapable of eternal life" by "the very nature" of grave sin. Temporal punishment is understood as a purification from the "unhealthy attachment to creatures" that even venial sin involves (e.g.. too much attachment to food or drink or sex) and also flows from the nature of sin rather than the external imposition of a penalty.

The Role of Grace

One may well ask how, if divine punishments are not inflicted from without but are intrinsic to sin, they can be remitted. It is easy to see how a punishment can be remitted if it is being inflicted externally. If a judge sentences someone to prison, he can overturn the sentence. If parents ground their children, they can rescind the punishment. But if a penalty follows from the internal logic of the offense itself, how can it be remitted?

By God changing the person so that the consequence no longer follows.

In the case of eternal punishment, God gives sanctifying grace to the guilty person, making him again capable of eternal life. In the case of temporal punishments, God can cure the disordered attachment to created things that such punishments are meant to address, avoiding the need for a painful purification. Presumably, this is what indulgences do in the Catechism's understanding.

When remitting temporal punishments, the Church draws on the infinite merits of Jesus Christ. It also draws upon the prayers and good works of all the saints, for there is "a supernatural solidarity whereby the sin of one harms the others just as the holiness of one also benefits the others" (Indulgentiarum Doctrina 4).

The Role of the Church

God's intervention through indulgences involves the action of the Church. God has made the Church his instrument for dispensing grace and regulating the spiritual lives of the faithful. He bestowed the power of the keys on Peter (Matt. 16:19) and gave him and the apostles the power of binding and loosing (Matt. 16:19; 18:18).

He also told them, "If you forgive the sins of any, they are forgiven; if you retain the sins of any, they are retained" (John 20:23). God gave us the Church to get us to heaven; the power to forgive and retain sins is principally concerned with the remission of the eternal penalty for sin. But that is not its only function.

God also gave us the Church to help us cultivate holiness in this life. Over the course of time, the Church began to offer indulgences for pious actions, such as saying prayers, reading Scripture, making pilgrimages, and supporting causes such as the building of churches or the endowment of hospitals. These things are good in themselves, and by offering an indulgence as an incentive to do them, the Church gave individuals a reason to school themselves in holiness and grow in sanctification.

Although the history of indulgences is controversial and many misconceptions still exist, they remain one way the Church encourages Christians to cultivate "the holiness without which no one will see the Lord" (Heb. 12:14).

How to Get an Indulgence

In 1967, Pope Paul VI issued the apostolic constitution Indulgentiarum Doctrina, which established new norms for the use of indulgences. This document introduced the classification of indulgences as partial or plenary — a simplification of an earlier system of reckoning how many "days" of penance an indulgence represented that led some to suppose that an indulgence represented getting a certain number of days "off" their time in purgatory.

Partial indulgence: Granted by the Church to "the faithful who at least with a contrite heart perform an action to which a partial indulgence is attached." These individuals "obtain, in addition to the remission of temporal punishment acquired by the action itself, an equal remission of punishment through the intervention of the Church" (ID, norm 5).

Plenary indulgence: "It is necessary to perform the work to which the indulgence is attached and to fulfill three conditions: sacramental confession, eucharistic Communion, and prayer for the intentions of the supreme pontiff. It is further required that all attachment to sin, even to venial sin, be absent" (norm 7).

The conditions may be performed "several days before or after the performance of the prescribed work" (norm 8). The document also established that a single confession may suffice for several plenary indulgences. Praying for the pope's intentions can be satisfied by saying a prayer of one's own choosing, but it is also fulfilled by saying an Our Father and a Hail Mary (norm 10). "All attachment to sin, even venial sun" means a complete exclusion of sin by the action of the will. It does not mean the elimination of all temptation or concupiscence from one's soul for, as Pope Paul notes, "all men who walk this earth daily commit at least venial sins" (ID 3). There is a limit of a single plenary indulgence per day, except in case of death (norm 6).

A special plenary indulgence is granted for the dying. This is normally included in the last rites, but in the event a priest is not present, the Church grants a plenary indulgence to the faithful "at the point of death, provided they are properly disposed and have been in the habit of reciting some prayers during their lifetime" (norm 18).

Both partial and plenary indulgences can be applied either to oneself or to the departed by way of prayer (norm 3).

The Church's official book of indulgences is known as the Enchiridion Indulgentiarum, or the Handbook of Indulgences. The Apostolic Penitentiary also periodically announces indulgences for special occasions, such as World Youth Day, the World Day of the Sick, and anniversaries of Vatican II. Indulgences listed in the Enchiridion include prayers, the reading of Scripture, and eucharistic adoration.

Jimmy Akin is Catholic Answers' director of apologetics, a frequent guest on Catholic Answers Live, and author of Mass Confusion: The Do's and Don'ts of Catholic Worship (available at www.catholic.com).

From the article: The Ninety-Five Theses were not a manifesto for the Protestant Reformation but a set of propositions for a public debate. They did not deal with any of the doctrines that came to be hallmarks of Protestant theology. For example, they make no reference to justification by faith alone or to theology by Scripture alone (sola scriptura).

Well, either this author is ignorant of the place of grace (vs. works-righteousness, or other substitutionary "merits") in the 16th century Reformation, and it's hard to believe this level of ignorance actually abounds, or he is deliberately misrepresenting the 95 Theses. Which is it? Vast historical ignorance or deception?

Luther on grace alone: Luther on Grace Alone (Sola Gratia)

95 Theses and Grace

(First, Luther, in #9, mentions how the Holy Spirit manifests grace to us)

Thesis #58 references how "the merits" [context merits of Christ] "are always working grace in the inner man, and working the cross, death, and hell in the outer man."
#62: "The true treasure of the church is the Holy gospel of the glory and the grace of God."
#68: (Indulgences...referenced in #67) "are not to be compared with the grace of God and the compassion shown in the Cross."

IoW, when Jesus said "it is finished" from the cross, He used a common phrase of the day known to reference how a debt has paid in full.

No further Johann Tetzel type of debt installments were needed! (Tetzel: "You should know that all who confess and in penance put alms into the coffer according to the counsel of the confessor, will obtain complete remission of all their sins...Don't you hear the voices of your wailing dead parents and others who say, 'Have mercy upon me, have mercy upon me, because we are in severe punishment and pain. From this you could redeem us with a small alms and yet you do not want to do so.' Open your ears as the father says to the son and the mother to the daughter . . ., 'We have created you, fed you, cared for you, and left you our temporal goods. Why then are you so cruel and harsh that you do not want to save us, though it only takes a little? You let us lie in flames so that we only slowly come to the promised glory.' You may have letters which let you have, once in life and in the hour of death . . . full remission of the punishment which belongs to sin..."... See pp. 78-79 of The Role of Indulgences in the Building of New Saint Peter’s Basilica)

Hence, Luther begins to wrap up the 95 theses with this warning:

"Away, then, with those prophets who say to Christ's people, 'Peace, peace,' where in there is no peace." (#92) "Hail, hail to all those prophets who say to Christ's people, 'The cross, the cross,' where there is no cross. (#93)

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