Posted on 05/06/2017 4:50:45 PM PDT by Extremely Extreme Extremist
No, if she can work, she should work for an employer who offers health insurance, and enroll in the group. They will take her.
I agree, I would love to shop around with different states’ companies!
Ed
A lot of companies are eliminating health insurance for their employeees.
Before I was laid off because the company changed hands, they cancelled health insurance for every employee.
It’s becoming quite common, from what I understand.
Ed
Years ago our small company got a group plan through the SBA.
Wonder what the requirements are for group plans? Can it be a church group, club, bunch of friends?
Horrible situation! Have you tried “foreign” medical shopping?
I don’t remember when I joined.
I despise Obama care. I want it gone!
I just have real life experience with a pre-existing condition and I want people to realize some truths about them before they spout off with opinions.
I think it’s the least you can do when your solution is to tell people to just go ahead and die!
Insurance is a subject that drives me crazy. :-(
Well at the moment (or pre ACA) you would have had to move to that state, hopefully that will all change.
Well, my surgeon is one of the best in the world, and the operation, should I need it, has a 20% mortality rate...I’d be leery of going to a foreign country.
I do know people who have done that, and actually they’ve all been quite pleased!
But open heart surgery scares me..,
Thanks
Ed
Me too!
Medicaid cuts in the American Healthcare Act will have a devastating impact on mental health coverage for the 60 million children and adults in our country who are affected by mental health conditions. Many with mentally ill family members have exhausted their savings from years of counseling, hospital stays, and paying for medications needed to stabilize their child. It is a lifelong financial burden. Hopefully Congress will reconsider the plight of the mentally ill and reinstate the Medicaid funding. The mentally ill need protection and help.
NAMI Deeply Disappointed in House Passage of American Health Care Act (AHCA)
https://www.nami.org/Press-Media/Press-Releases/2017/NAMI-Deeply-Disappointed-in-House-Passage-of-Ameri
When I changed insurance companies in 2002, I got a letter from my soon-to-be previous insurance company stating that I had been continuously insured and therefore no pre-existing condition exclusion applied to my new insurance policy.
I did get the new coverage before I dropped the old (which was COBRA) and bought an individual policy.
The HRP sounds good, but there is the damn government again. It would likely result in another Social Security debacle. Millions getting coverage who didn’t pay in, or SSI for people who shouldn’t be receiving, raising rates, less return, government fingers in the “pool”, and on and on. The HRP would become sodomized by the queers wanting and GETTING tranny operation, illegals gaining access, Jenner-der adjustments, and all that crap. It never ends.
This was one of the major traps laid in Obolacare - once it was set up to pay for stuff that has already happened, there’s no way that turd could be put back into the toilet bowl. The only real option left is for the taxpayers to take up that turd, which will automatically inject more fraud into the system and raise the prices further.
How about India?
I think they have American doctors who have opened up practices and facilities over there. Plus, many Indian doctors received their degrees and training in the US.
I hear the curries are good there.
This is an emotionally loaded issue, especially for people who have pre-existing issues.
If an insurance company wants to charge people for a policy and not cover a pre-existing condition, THEY’RE the ones asking for free stuff. I mean, I’d love to go into business, make people pay me hundreds of dollars per month, and give nothing in return. But you know what? Capitalism doesn’t work that way.
I think many posters are biting their tongues out of kindness. When nonsense such as this becomes bullying, however, it's time to speak up.
You obviously know nothing about business if you think covering pre-existing conditions is a business proposition. Charge someone even $1,000/mo knowing you'll be writing checks for more than that? You don't 'make that up on volume,' you increase losses with increased volume.
At some point money in and money out have to balance, at minimum. If an insurance company is paying out more than they get from you, for example, they have to make up for it by charging others more. That's the essence of Obamacare, and the reason why premiums were skyrocketing.
Covering pre-existing conditions is a charitable gift from the rest of us who pay premiums. Maybe we should do that.
But enough of the lies and nonsense. Let's call it what it is.
There's a reason it took so long to get to the ACA and that it hasn't been fully accepted - the problems are really hard and there aren't any ideologically pure answers that work in the real world.
Just look at what the House came up with. Once you get past bashing the ACA they've got nothing.
America long ago accepted the concept that we wouldn't deny needed medical care to anyone. But many, including some on this forum, choose to ignore that reality.
We need to accept that our society has decided to pay for everyone's healthcare and have an honest discussion about the best way to do that.
Once you accept the premise of universal care, which the country has, the ideas embodied in the ACA are a reasonable starting point.
Actually the best ones would be merely established by the states, given "seed money" and then privately funded by the carriers.
It would likely result in another Social Security debacle. Millions getting coverage who didn’t pay in
The HRP patients should be paying premiums, just like the regular insured.
or SSI for people who shouldn’t be receiving, raising rates, less return, government fingers in the “pool”, and on and on.
Actually, that sounds more like MediCaid fraud.
The HRP would become sodomized by the queers wanting and GETTING tranny operation
Well, I don't know about that, but the original big deal inside "preexisting conditions" was AIDS patients, whose risky behavior destroyed their own health and then wanted to get regular insurance to pay for it.
(queers, destroying everything they touch)
The thread concerns pre-existing conditions. It’s about focusing on certain people who maybe won’t be subsidized as much, and ignoring other people.
Before Obamacare, 41 million didn’t have health insurance. After, 29 million. Almost all of the increase in insurance was due to Medicaid expansion.
http://kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/
In addition to the 29 million without health insurance, 30 million can’t afford the deductibles.
http://www.newsweek.com/many-americans-insured-cant-afford-health-care-334624
That’s a total of 59 million either without health insurance or who can’t afford the deductibles.
These are the people who don’t get the subsidies but who aren’t rich either. They are generally working-class people. Think of them as “in the middle.”
Why is the cost of health care (premiums + deductibles) so expensive to those who actually pay for their health care? There are a lot of reasons. Among them is: Paying for health care for people with pre-existing conditions with cross-subsidies (over-charging the healthy to subsidize the sick).
You may remember that this was the boast of those who supported Obamacare. They were upfront about this. Only, their numbers were terribly wrong. If they weren’t outright lying to us, their numbers indicated that - if they got everyone into the system - the average premium would go down by $2,000. The subsidies needed for those with pre-existing conditions would come from part of the savings that would accrue with universal coverage. But, insurance didn’t go down by $2,000 per family. It has skyrocketed.
Obamacare hasn’t expanded health care in America. It has taken away health care from people in the middle to favor those at the bottom and certain others. The people who have had their health care away deserve as much attention as those to whom the health care was given. Those who criticize the Republicans for trying to make health care affordable for those who actually pay for their health care, should be honest. They should say they favor taking health care away from people in the middle. People in the middle are irredeemable and deplorable.
It is not insurance. It is a subsidy, i.e. welfare.
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