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Study: ID Fraud Up Since Security Chips Put Into Play
dfw.cbslocal.com ^ | February 3, 2017 10:35 PM | By Brooke Rogers

Posted on 02/06/2017 2:08:48 PM PST by Red Badger

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To: HLPhat

Depending on who your financial institution is, that may change soon. The standard is chip *and* PIN, but some banks/credit card issuers have just been lazy and not implemented the PIN part yet. For those banks that *did* comply with the full standard, the card is indeed a useless piece of plastic and silicon without the PIN number. All my chip cards are from institutions that require the PIN for any transaction; I have one swipe-only card left that I understand will be getting upgraded this year.


61 posted on 02/06/2017 9:32:46 PM PST by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: Nifster

Give it a rest, Niftard.

Please explain to the class how the software, which you ignorantly claim “hasn’t been rolled out”, in some faulty implementations - facilitated replay attacks that were successful REGARDLESS of whether the PIN was required or not.

We’ll wait.


62 posted on 02/07/2017 12:04:55 AM PST by HLPhat (It takes a Republic TO SECURE THESE RIGHTS - not a populist Tyranny of the Majority)
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To: Spktyr
>>I have one swipe-only card left that I understand will be getting upgraded this year.

All of my cards are chipped. None of them requires a PIN.

Nonetheless, the chipped cards still provide security-related usefulness by, among other features,  virtue of the fact that they can't be cloned as easily as mag strip only cards. 

Thus the unqualified and "overstated" assertion that without the associated PIN it is uselessis demonstrably FALSE.

63 posted on 02/07/2017 1:05:32 AM PST by HLPhat (It takes a Republic TO SECURE THESE RIGHTS - not a populist Tyranny of the Majority)
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To: HLPhat

Quit being rude.

Your deflection does not hide the fact you did not address my previous comment. “The class’ is waiting for your response.....”And unless you are claiming that you are part of the chip IT workers “

Until you answer that you get nothing.

Bye bye


64 posted on 02/07/2017 2:07:45 AM PST by Nifster (I see puppy dogs in the clouds)
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To: Nifster

LOL.  Poor little Niftster. 

How embarrasing it must be that you're caught in the same "overstating" behavior you're trying to project onto Roger Stone and Alex Jones.

One does not need need to be "part of the chip IT  workers" to see that your unqualified and "overstated" assertion that “without the associated PIN it is useless” is demonstrably FALSE.

Be sure to keep your saliva wet for those stamps in the mail room!

65 posted on 02/07/2017 6:09:51 AM PST by HLPhat (It takes a Republic TO SECURE THESE RIGHTS - not a populist Tyranny of the Majority)
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To: xp38

My wife had one. The pic was so fuzzy you couldn’t tell who it was.....................


66 posted on 02/07/2017 6:26:09 AM PST by Red Badger (If "Majority Rule" was so important in South Africa, why isn't it that way here?.......)
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To: Red Badger

They need to update it then. :)


67 posted on 02/07/2017 6:59:49 AM PST by xp38
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To: Spktyr

The average fee for stop check is $30, ranging from zero at some to $35 at others. Late payment on most credit cards is $35.


68 posted on 02/07/2017 7:40:17 AM PST by Cold Heart
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To: Cold Heart

Fraudulent charge disputation on cards is not a stop check.


69 posted on 02/07/2017 10:09:09 AM PST by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: Nifster
Without the associated PIN it is useless

I absolutely agree.

70 posted on 02/07/2017 10:11:35 AM PST by Cementjungle
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