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To: tbw2

I agree. I’ve been seeing this dross around for a while now.

Yeah, things are expensive. But it doesn’t cost that much just to have a kid.

I’m having my first (in a few hours, perhaps.. Wife is having some pains, wish me luck) and I’m a statistical analyst. I have calculated over and over again - because it’s what I enjoy doing - and the costs aren’t that bad.

My shooting habit costs more.


14 posted on 08/19/2014 6:52:13 PM PDT by Celerity
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To: Celerity
Great News and best wishes to you and your wife. And yes, it's expensive to have a family, but I can't imagine life without! Be a good daddy and husband always, and I wish you great happiness. I have three little grandbabies (well, they are 6,5 and 2) and they fill the world with joy. I hope your parents and in-laws are close enough to share greatly in your new bundle's life! Oh, and quickly, have another! It's wonderful when they are close in age! Hard work but fantastic rewards in close sibling relationships :)
19 posted on 08/19/2014 9:50:12 PM PDT by GizzyGirl
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To: Celerity

If you use daycare for a baby, you could end up paying $250 a week in childcare or $10K per year. And that much in medical bills, depending on your health insurance.

My kids are a little older. We pay around $200/month groceries, $800/month childcare, $200-300 per month for entertainment and activities and cable TV. If I attribute a portion of the utilities to them, that’s $100/month. So $1300 a month or $15,600 a year - for two kids. That’s around 8K per year per kid. Childcare was much higher when they were in diapers, and education was a big chunk when they were in private school. I’m not counting private school tuition in this total.

If I add in family health insurance versus just two adults, maybe we’re up to 20K per year for TWO children. 10K each for basic expenses, some of which like music lessons and school activities are a choice.

A large part of the “20K per year” assumes you get a much bigger house when you have kids and buy a bigger, expensive car. We don’t.


22 posted on 08/20/2014 7:35:52 AM PDT by tbw2
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