Posted on 07/10/2014 7:41:26 AM PDT by anonsquared
A Stockton couple is worried that they may face a bill of more than $70,000 for a hospital stay that was initially covered by insurance.
Their health plan, Anthem Blue Cross, sent them a letter last month telling them that their insurance coverage has been canceled retroactively, back to the first day of the year -- and that they may be responsible for paying bills for medical care during that time. We called Anthem Blue Cross, and they said, ‘Well, we can cancel people whenever we want. We can do whatever we want,’” Xanttopulos said. A spokesman for Covered California did not answer questions from KCRA 3 Wednesday, but said the agency was looking into the matter.
(Excerpt) Read more at m.kcra.com ...
And even if you ate “insured” it my be in name only and non-functional. Welcome to Obamaland where he fooled the dumber half of the people and was crowned king.
She was charged $80,000 for a three night stay in a hospital because of anemia. Beside the insurance cancellation, there is an unstated other problem, $26,700 per night for anemia? Can anyone say cost shifting from those who pay insurance to the hordes of illegals who get free care.
And even if you ate “insured” it my be in name only and non-functional. Welcome to Obamaland where he fooled the dumber half of the people and was crowned king.
Can you get a bill for a 2 year old settled claim?”
I have worked with insurance carriers on a daily basis for the last 25 years and can’t tell you the number of times I have wanted to eliminate them all. Given that, however, what we are finding this year is that a lot of people did not pay their premium(s) or they paid them to a government agency which did not pass the money on to the insurance carrier. Insurance carriers, as I understand it, were under a government mandate to pay all claims anyway and “sort it all out later”. The government does not care who takes the loss, be it the insurance carrier, the doctor who suddenly finds a reduction in their bank balance or the patient who is billed at their private fee rate rather than a contract rate had the patient had insurance coverage.
Yes, we are getting requests from insurance carriers to repay claims paid up to two years ago. A lot of them are for patients who had two insurance carriers, information the patient withheld at the time they were seen. They only give information on the one that costs them the least amount of out-of-pocket payment which more times than not should not be the primary carrier.
It’s a mess with lots of blame to go around to all parties involved but the last 18-24 months have just been impossible and, unfortunately, it’s only getting worse.
Comparing medical insurance to auto insurance is like comparing Michelle Obama to Sarah Palin.
Who will be charged with taking all this control you propose?
I have not read the article, but carriers do this when there is fraud in the inception of the contract.
Guaranteed we will have Business Socialists claim that this breach of contract is OK
This couple needs to sue the hell out of this insurance company
“I have not read the article, but carriers do this when there is fraud in the inception of the contract.”
That would be my understanding too.
Probably fraud in the inception of the news article for not mentioning that little detail. In the meantime, everyone here is hyperventilating about the evils of Obamacare - kind of like chasing a banner while being stung by bees. So the news writer had done his job in the propaganda war.
> Who will be charged with taking all this control you propose?
The Feds will do it themselves over time...they want to ontrol everything, for profit of course...
Exactly; most Americans want someone else to do all the dirty work for them. This is how tyrants gain power.
How childish and venal that sounds; “We can do whatever we want!”.
Well, the company did offer an explanation, and who could argue with that?
A spokesman for Anthem Blue Cross told KCRA 3 that there was a “hiccup” in data transmission between his company and Covered California, the state’s health benefits exchange, and that it affected customers “in isolated cases.”
The spokesman said the company will try to resolve the matter for Xanttopulos.
You can always blame the computer.
I am almost certain there is more to the story than what we are getting.
I have had Anthem BC/BS for over a decade and my family has used it extensively. WAYYYYYY more than $77K worth.
The truth be told, we have had the great misfortune of having millions of dollars in medical bills over the past half decade. We never had a problem with Anthem paying or doing anything they where contracted to do.
This sounds a little hokey to me. Another story about how Obama care didn’t go far enough and we need the great kind Uncle Sam to be a single payer.
If I go to a provider and my insurance is confirmed, that’s final as far as I’m concerned. Let the provider sue the insurance company for confirming the coverage.
If this couple voted for DIMs/LIBs, I laugh at their predicament.
and who didn’t see this coming???
then you can be cancelled retroactively. —
Remember the scheme to wait till you were sick, then go sign up; regardless of preexisting conditions?
Citizens couldn’t, but now the insurers can?
I love laughing at hard headed idiots. You can tell one that if he takes another step he’ll be in quicksand and he’ll argue that it’s not quicksand as he goes under. In fact, you’ll see bubbles because he’ll still be arguing ATER he’s gone under. And I’m laughing all the time. I use quicksand as a metaphor, don’t you know.
Uhhhhggg. Amother “benefit” of Obamacare.
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