Posted on 03/12/2014 3:49:09 AM PDT by Kaslin
Back in September, our family received an Obamacare-induced health insurance death notice. We joined millions of other Americans whose individual market health plans died after Democrats lied about our ability to keep the plans and doctors we liked. President Obama tried to "fix" the mess he created. But as usual, the federal government's solutions have made things even worse.
Confusion and chaos reign not just in our household, but across the country.
As I reported last fall, our letter from Anthem BlueCross BlueShield of Colorado informed us that we could no longer keep our high-deductible PPO plan with a wide doctor network because of "changes from health care reform (also called the Affordable Care Act or ACA)." The Obamacare engineers determined that the affordable plan we liked was "substandard," forcing us to enter the Obamacare health insurance exchange, purchase a severely limited HMO plan or seek some other alternative in the shrinking private marketplace.
We reluctantly took steps to sign up with the exchange, spending hours on Colorado's busted website, hours on the phone with shady reps and weeks waiting for some proof that we were in fact "enrolled."
Then, a few months later, we received another letter from Anthem informing us that we could keep our current plan until November 2014. We signed a form stating that we wanted to do so and took steps to cancel our pending Obamacare enrollment. Next, we got another letter stating that our current Anthem plan would be canceled on May 1, 2014.
Then, last week, Obama announced by administrative fiat that we could keep our plan for another two years.
Simple question: Will our plan be canceled on May 1, or will we have it for another two years? Or what?
We called the number on our Anthem health insurance card last week. Nobody picked up the phone after waiting on hold for nearly an hour.
Second try: Twenty minutes on hold. Then, we were transferred to another number. Another 20-minute wait. Finally, a human being came on the line. After explaining our situation and posing our simple question, the rep put us on hold again. The eventual answer: He didn't know.
After taking special note of our lengthy correspondence file, the rep then proceeded to give us the same number we had initially contacted in the first place. In response to our question about the contradictory information from his company and from the government, he informed us that Anthem has received "millions of calls" that it couldn't process and apologized. He repeated the old phone number for us to call so we could fatten our lengthy correspondence file even more. And then: Click.
The left will blame the insurance companies, as always. But at the center of the current mess are Obama's desperate and now almost weekly Democratic face-saving decrees to "fix" a fundamentally broken government racket. Half of the nation's state insurance commissioners rejected the original "fix" for noncompliant plans last fall. Several still haven't made decisions on that first "fix," let alone the new ones for 2015 or 2016. Nobody can count on any state that went along with the original "fix" to sign on to the subsequent ones. And only a few have weighed in on the very latest one.
While the White House and Hollywood propagandists push aggressively for Americans to "Get Covered" and get enrolled in government-sponsored care before the March 31 open enrollment deadline, millions of us are in bureaucratic limbo trying to Get Answers about the changes, the changes to the changes, and the changes to the changes to the changes to the private plans we liked and didn't want to leave in the first place.
A former Obamacare policy adviser sheepishly concluded to The Washington Post this week: "I broadly view the administrative delays as a pragmatic realization that it is actually harder to do some of these things in reality than we thought when we put it down on paper."
No kidding, genius. Thanks for nothing, Obamacare!
It wasn't a matter of 'putting things down on paper'; it spewed like vomit from their gaping maws and splattered over more than a thousand pages, which they promptly signed , just like a man that takes a big, big dump and is proud of it.
Half of America really craved to be lied to. They got their wish.
Or what seems to be the most likely answer, but that aside, supposedly his last edict replaces his previous edicts. Until the next edict, of course.
Imagine that. This is what happens when you have incompetent A-holes running any organization. Congress had to pass it to see what's in it, right? ROFL.
It's probably a good time for someone with a thorough understanding of the insurance industry to start an insurance company that sells affordable plans that are NOT compliant with any of the onerous ObamaCare regulations. The political pressure alone will probably keep government regulators from doing anything about it, and if that doesn't work then there will surely be an executive order from Obama waiving the ObamaCare regulations.
Group memory exercise:
” purchase a severely limited HMO plan or seek some other alternative in the shrinking private marketplace.”
Wasn’t HMO’s the root of all poor medical care about 20 years ago???
Think of the ACA and its ‘implementation’ (such as it stands) as emblematic of the work product coming from “O’s” administration.
Think of it:
The coolest guy, the man MOST suited to the US Presidency of ALL candidates, the man in whom the well-being/fortune/future/safety of every single American rests, the man the MSM/DNC/NEA/BIG LABOR, etc. HAD to have in the WH, THE most intelligent, urbane, charismatic, ‘in touch’ and savvy politician in the history of the United States of America.... and the ACA has HIS fingerprints ALL OVER IT???!!
Really!?
They're a big part of the picture. Guess who was involved in their creation? (Think "immigration reform" c. 1965)
Nice add, I didn’t know that. Thanks
Well, some "promises" are being kept...., they got their "Hope & Change" didn't they???? Somehow it just didn't fulfill their dream fantasies in most cases...
ACOs are, essentially, HMOs.
Incidentally, one HMO model has been quite successful: Kaiser.
Michelle might want to seek out Rachel Maddow and all those helpful folks at MSNBC. They love pointing out how wonderful Obamacare is, and how all these horror stories really aren’t true.
Same here in California. Cancelled anthem blue cross plan. No one can answer my questions. I do not know if I am covered right now.
3 wildly different bills for March. Called to find out which one is correct and the auto-voice says I owe $000.00. Wait time was 2 hours and 13 minutes to talk to a human. The humans can tell me nothing.
That is absolutely brilliant. The vast majority of we FReepers full well understand the ignorance of the left, but the succinctness of your statement describes liberals so perfectly.
They got their wish.
And we get to deal with the consequences...
I remember some nameless congressman whining about HMO’s a long time ago, I just can remember when or who.
Someone talented should make a picture/meme? of “Get Covered” into “Get Smothered” because they are smothering us in every facet of our lives with regulations.
2 other things to consider:
Engineers said for years that BUMBLEBEES could not fly......
Engineers also said that the top speed that could be attained in a standing quarter mile was about 169 MPH.\
That speed was surpassed over 40 years ago, and today’s Nitro dragsters go over 300 MPH in a standing quarter mile. Many of today’s tracks now run only 1000 feet-—not 1320feet. Still, they re surpassing 300 MPH.
So much for ‘What is written on the paper’........
Well it CAN be an opening for us to bite our tongues a little and just ask our dear liberal friends if they now would prefer some truth?
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