Heaven help us if this is the teaching of a theological professor. Exactly, this is not biblical! She has not researched the stories of those who work a job in high school and during their college years, imagine a summer job.., and pay as they go!
Maybe since many are unemployed we need to have them volunteer a year or three to serve our country in the armed forces and pay them nothing. Adding that to the student loan application might help our situation.
The Air Force had a program that (if I understood it right) paid off the student loan of new enlistees who had a bachelor’s degree. It made them inelligible for certain education benefits (tuition assistance? GI Bill? I don’t remember exactly) but I guess the rationale was they got their benefit in advance.