1. The Kansas-based insurance company won't sell health insurance in California because their plans won't be much cheaper once they have to meet California's coverage requirements. In your scenario, you're not buying a Kansas insurance plan. You're buying a California insurance plan sold by a Kansas company.
2. The doctors in California won't accept patients with the Kansas insurance coverage because they won't be willing to treat patients for the low payments the Kansas insurers will be offering.
Got it. Thanks.
Supply and Demand. Ever heard of it? Markets shift overnight. Before it’s stated, quality and quantity works itself out in a free market. It’s cheaper to do a task correctly the first time.
You missed the point. These associations will not have to meet varying state requirements. The Kansas plan will be sold n CA. That is the entire point of allowing associations.
This will most likely be health care insurance not health care spending management.
2. The doctors in California won't accept patients with the Kansas insurance coverage because they won't be willing to treat patients for the low payments the Kansas insurers will be offering.
3. The Kansas Insurers will pay a set fee per procedure, no matter where the insured lives. If you live in a high-priced state or want a Beverly-Hills doctor with sky-high fees, YOU pay the difference.
You want affordable health care? Get your state to bring its healthcare regulations in line, or move.