Well; since you frame it that way.
But if I am the guy that is SELLING the house...
'Tis an ill wind that blows no good.
Yes Elsie, if you’re the seller, you’re happy to see the citizen frozen out.
If the citizen can only afford $2000 a month payments, he can’t go over a loan that would result in that amount.
If the illegal is packing in three to a home, they can afford to go over $666.00 a month.