[AlaskaErik]

I use my credit cards for everything. But I also pay them off in full each month. Right now I have over 182,000 airline miles, courtesy of those who don't pay off their balance in full each month.

[V_TWIN]

“I also pay them off in full each month”

THAT my friend is where most people now a days do not / can not have the discipline or the capital to do. To a lot of folks a CC is free $$ and they’ll worry about it later...it’s almost like a drug to ‘em.