Posted on 05/12/2017 9:46:28 PM PDT by Lorianne
two years higher than they would be under Obamacare.
New data shows just how high the cost has already gotten for people who don't qualify for subsidies now.
In the report, eHealth found that individual premiums for insurance plans sold through its marketplace, or exchange, rose to an average of $378 per month in 2017 — an 18 percent increase from 2016's open enrollment season.
Since 2014, the average premiums for individual coverage have jumped 39 percent, eHealth found.
That year, 2014, was the first for new Affordable Care Act rules mandating designs of insurance plans, which included a set of minimum health benefits that plans had to include, as well as a guarantee that sicker customers could not be charged more than healthier people.
The average deductibles for individual plans on eHealth now are nearly $4,500, the company said. A deductible represents how much a customer must pay out of pocket for health services not completely covered by their plan.
The average deductible for a family plan sold on eHealth is now $8,322.
In 2017, the average premium for a plan covering a family of four is more than $14,300 annually — or $1,195 per month, the company said.
Scott Flanders, CEO of eHealth, said, "Anyone who still needs proof that health insurance costs are out of control should take a look at our 2017 Price Index Report."
"Middle-income Americans who purchase coverage on their own and do not qualify for subsidies under current law are straining under the burden of costs like these," Flanders said.
(Excerpt) Read more at cnbc.com ...
But after all that, what is your deductible?
Obamacare sucks, even for it’s cheerleaders: I have relatives who lost jobs and thus homes after supporting homobama and his homobamacare. Idjits!
At the end of the article it says they will also keep rising.
Trend will continue or even accelerate under “Ryancare/Trumpcare/Obamacare 2”. (less taxes to support it, subsidies to insurance companies eliminated, mandates still included = “death-spiral”).
>> In 2017, the average premium for a plan covering a family of four is more than $14,300 annually
I can’t afford my pre-Obamacare plan. Not only would the “Gold” plan offer less, but it would also cost $8k more @ $22k/year. And we lost our preferred hospital, our doctors, our pediatricians, our nearby labs, our nearby 24/7 clinics. Now I’m on the crappiest plan possible @ $15k/year. The deductibles are insane.
Obama and the Democrat Thug Party are lying, evil jackwagons.
I have repeatedly posted that THIS is almost by itself wrecking the U.S. economy.
The route to socialism is through requiring people to buy government stuff they can’t afford. Then the government can step in by subsidizing the mandates and making everyone dependent on them.
I’m in an area that Humana is leaving in 2018, so I have no idea by that time what options will be available, probably only one company and at a higher price than the current $800/mo I am paying.
I have looked into the Samaritan Ministries and suspect that may be what I do. (With the catastrophic option, to avoid a bankrupting illness is really the main function it serves, in my case.)
the one problem for the christian health sharing ministries is they are not tax deductible. I’m self employed which means I have to pay double the fica taxes. standard health insurance is fully deductible.
” (With the catastrophic option, to avoid a bankrupting illness is really the main function it serves, in my case.)”
I have that also.
I could do the economy a whole lot more good with that $900 a month more that I now pay for the same policy that cost me <$400/mo Pre-Obama.
I think of all the guns I could buy with that.
Get out. Go to a health share. I love Liberty Healthshare. I’d never fall for that insurance crap again.
When I researched it, the additional cost seemed quite reasonable for peace of mind.
December 2013, we were paying $970 a Month for two Adults with an HM0 Plan.
2014 = $1,200 a Month.
2015 = $1,500 a Month.
2016 = $1,800 a Month.
As of last January we are paying $2,000 a Month for the same HMO Coverage.
We don’t qualify for any Subsidies because we take too much money out of our dwindling IRA’s to pay our Healthcare Premiums and our Mortgage. It’s a Catch 22 situation.
Obamacare, it’s working like a charm.
We had 2K/mo premiums, 12k deductible and then they denied my husband somevery expensive medication he needed. Supposedly he wasn’t sick enough.
My husband changed jobs after getting denied the medication. The new insurance approved the medication.
[ Obamacare’s crushing cost to some families: 49 percent price hike since 2014, premiums of $14,300 ]
All according to plan.
damn!!
“When I researched it, the additional cost seemed quite reasonable for peace of mind.”
Same here. I think it is about an extra $50 / month. (or less?)
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