Free the Big Deductible

American Thinker ^ | 03/09/2017 | C. Edmund Wright

[TADSLOS]

Amen. The constitution reserves all of this to the states and the PEOPLE! They shouldn’t even be discussing it at the federal level other than to REPEAL it immediately and REMOVE any and all federal roadblocks to free markets. If the GOP passes any kind of national healthcare plan and it’s not shot down immediately by the SCOTUS as unconstitutional, then we’ll be saddled with cradle to grave socialist healthcare as an “entitlement” forever (or until we go bust).

THANK YOU FOR CLARITY AND TRUTH!!

[itsahoot]

If car insurance worked like health insurance, it would cover oil changes, they would bill $800, but you would only have to cover a $30 copay.

Actually it does work that way if you buy it from the dealer, like a supplemental.

[Mr. Douglas]

Naw. I always buy my cars new and get the first three oil changes free, but then pay for the rest. It’s $40 a pop even with synthetic.

[wildbill]

The problem with any healthcare plan that contains provisions that guarantee losses (such as coverage for preexisting conditions and pregnancy) is that the premiums have to be so high as to make the plan unattractive to the age group that had to join in to make the systematic losses viable.

Young people stayed away in droves because they saw no advantage to them in paying thousands of dollars for insurance while they were healthy. And by letting 18-26 y.o. stay on their parent;s insurance, at the cost of a child’s insurance, Obamacare compounded the problem by removing them from the potential enrollment pool.

I sold health insurance policies for years and the mistake that professors and politicians are making is that you can attract young policyholders to ANY plan that involves them making voluntary enrollment. The only insurance that most young folks want is pregnancy insurance—after they have decided to have a baby or already have one on the way.