Posted on 03/18/2015 12:09:40 PM PDT by Jim Robinson
MARIETTA, Ga. – Faced with the rising cost of insuring their family of five, Lisa and Jonathan Adams canceled their high-deductible health insurance policy and put their faith in Medi-Share, a Christian organization whose members help pay one another's major medical expenses.
Five days later, their 7-year-old daughter fell out of a bunk bed and broke her arm. Medi-Share covered nearly the entire cost of her surgery and rehab therapy and provided something the Adamses had never received from an insurance company -- prayer.
"When I called to let them know that Jordan had broken her arm, the last thing they said was, 'Can we pray for you right now and pray for your family?'" Jonathan Adams recalled. "And they did, right there on the phone."
With just over 100,000 members, Medi-Share is part of a small, but growing, movement of health care-sharing ministries. These organizations are not insurance companies and offer no guarantee of payment.
But their members are exempt from having to pay penalties for lacking health insurance under the Affordable Care Act (ACA), better known as ObamaCare. And that is driving much of the growth of health care-sharing ministries, according to Tony Meggs, CEO of Christian Care Ministry, the nonprofit organization that runs Medi-Share.
(Excerpt) Read more at foxnews.com ...
And you can bet 0 will shut down this alternative citing it doesn’t comply wirh some regulation or other BS simply because it has Christian roots. Muslim plans will be okay though but wont cover head or limb reattachment procedures...
Yep. Obamathugs will close it down.
You need even more to TRY and use it...
Thanks for posting this.
“...and broke her arm. Medi-Share covered nearly the entire cost of her surgery and rehab therapy...”
That sounds like more than a simple broken arm.
Thanks for posting this.
“...and broke her arm. Medi-Share covered nearly the entire cost of her surgery and rehab therapy...”
That sounds like more than a simple broken arm.
The Affordable Care Act allows health sharing ministries, but it limited this exemption to health sharing ministries created before 2000.
This prevented the formation of NEW health sharing ministries. However, the ministries are finding work-arounds.
For example, Christ Medicus Foundation (CMF) opened as a Catholic sub-group of the legally allowed Samaritan Ministries International.
I joined Christian Healthcare Ministries last year. Shortly thereafter I suffered a pulmonary embolism and spent 5 days in the hospital. CHM covered it 100%.
For catastrophic issues they are terrific. The main drawback is that you yourself must fill the role of insurance agent, collecting the bills and submitting them to CHM. But besides that extra work, it’s good.
If any FReepers want to join, if you let me PM you my CHM ID# and you submit it in your application, I can get a free month of coverage when you pay your 3rd monthly premium.
I’m with Christian Healthcare Ministries (CHM). It resembles catastrophic insurance. For all the regular medical expenses, I’m basically doing self-pay. I haven’t had to use CHM yet. I’m thinking that’s a good thing. Nice though to be able to do my TurboTax and get my own personal Obamacare “waiver.” If we could just get a critical mass of folks to do this, we could put a big, damaging hole in that beast.
Likely means the fracture was displaced and had to be pinned to put the bone back in place - a simple casting would not do it.
I believe the law specifically allowed this (something Grassley got slipped into the bill) - although, of course, the law doesn’t apply in the decisions of this administration.
Before it was passed, rumor was that these sorts of agreements weren’t going to be considered compliant with Obamacare. Since it was a known issue, maybe they got a religious exemption of some sort put in there. OTOH, there’s an exemption clause that covers the Amish, so maybe they just decided that one applies.
The only acceptable plan will be Medi-sharia. Free care for all Muslims. Can’t have insurance under sharia. Considered gambling.
I wish I had known, my wife and I joined last month.
We couldn’t afford the Affordable Care Act after I retired.
God bless you and yours.
Thanks for that link.
I would like to look into CHM. If I join I’ll reference you.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.