As a 60 year old man with a 60 year old wife, I looked at the monthly cost of obamacare coupled with the deductible and decided it was a very bad deal. So we went insurance free.
We also took responsibility for our health in what we eat and how we exercise and live our lives. If one of us gets one of those “really expensive” illnesses, he/she will die.
It’s what we all do anyway. “For me, to live is Christ and to die is gain.”
Wouldn’t it be something if an unexpected outcome to Obamacare was that Americans got healthier and relied less on medical conveniences? I am not saying that’s what you did,,your post just brings up the question.
It’s an interesting thought.
I did the same thing. The insurance quote I received would have drained my savings within a few years. The core problem with our healthcare system is that if you have to go to the hospital without insurance their billing system will screw you royally. That’s plain wrong and virtually nobody talks about it.
So, we have decided to go without insurance and save the money instead. Not sure who considers over 20% of your income affordable.