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“If you like it, you can keep it”: ObamaCare set to trigger insurance policy cancellations
Hotair ^ | 05/30/2013 | Erika Johnsen

Posted on 05/30/2013 12:19:48 PM PDT by SeekAndFind

After I graduated college and before I landed my first real-deal job that included insurance benefits, I took out my own independent health insurance plan that covered all of the bases a young and healthy person like myself might need. It cost me about ninety dollars a month, and seeing as how I didn’t have any regular health care needs, it was pretty much just catastrophe insurance in case I happened to break my leg or get into a car accident or catch malaria or some other relatively unlikely scenario. I felt secure about the situation, knowing that I would be covered in case of a mega-emergency but that I wasn’t paying out the nose for a health care policy I wouldn’t need to use very often.

In order to work, of course, ObamaCare desperately needs young and healthy people to start paying into the system for an outsized portion of the benefits they’re likely to not use very often — which is precisely why some people with the type of bare-bones insurance that I had are about to get forcibly kicked off of their plans. That kind of thing doesn’t quite jibe with our minimum requirements, you see, says the all-knowing ObamaCare law from on high — but don’t worry, because there will be plenty of available benefits and subsidies to make up the difference, we swear!

Fox News reports on the increasingly apparent scenario many Americans are going to facing in the near future: Pending rules mean that a whole lot of individuals (and some small businesses) with personal insurance plans could be receiving cancellation notices as early as this fall as insurance plans that don’t meet the core requirements are are discontinued:

In fact, state insurance commissioners largely are giving insurers the option of canceling existing plans or changing them to comply with new federal requirements. …

The National Association of Insurance Commissioners says it is hearing that many carriers will cancel policies and issue new ones because administratively that is easier than changing existing plans.

About 14 million Americans currently purchase their health policies individually, a number expected to more than double eventually because of the new law’s subsidies and one-stop insurance markets. …

Nationally a considerable number of people could be affected by cancellations. Information from insurers is still dribbling in to state regulators. …

“You’re going to be forcibly upgraded,” said Bob Laszewski, a health care industry consultant. “It’s like showing up at the airline counter and being told, ‘You have no choice, $300 please. You’re getting a first-class ticket, why are you complaining?’”

In other words, a bunch of individuals and small businesses are going to lose their plans and instead have to find replacement plans (or pay the penalty) that meet the law’s basic standards; but obviously, the administration is touting this as them doing everybody else a big fat favor, even if they don’t know it yet:

But supporters of the overhaul are betting that consumers won’t object once they realize the coverage they will get under the new law is superior to current bare-bones insurance. For example, insurers will no longer be able to turn people down because of medical problems. …

The Obama administration did not respond directly to questions about the potential fallout from cancellation notices. Instead, Health and Human Services spokeswoman Joanne Peters released a prepared statement saying: “Beginning in October, individuals and small businesses will be able to shop for insurance in the marketplace, where we are already seeing that increased competition and transparency are leading to a range of options for quality, affordable plans.”

So, by “If you like your health care plan, you can keep it,” what Obama really meant to say was, “If we like your health care plan, you can keep it.” As Philip Klein explains at the Washington Examiner, in order for insurers to be able to afford taking on these riskier insurance pools, they are going to be directly relying on luring younger and more profitable people into them:

That means much of the burden of the law will be on the hipster generation of Americans in their 20s and 30s, who will have to choose between paying a tax or paying for insurance they may not want. …

Under current law, a 25-year-old hipster living in San Francisco’s Mission District could purchase plans for as cheap as $95 per month through the website eHealthInsurance.com.

But according to Covered California, the entity that runs the California exchanges, in 2014, the cheapest qualifying plan in the state will be $162 per month — or nearly 60 percent higher.

Younger individuals would stop being eligible for subsidies after earning $32,000 per year. At 26, they would no longer have the option of remaining on their parents’ insurance policies, and at 30, they could no longer legally purchase cheaper, catastrophic health insurance.

You got what you voted for, Obamabots.


TOPICS: Business/Economy; Culture/Society; Front Page News; Government
KEYWORDS: aca; bho44; bhohealthcare; cancelled; communisthealthcare; corruption; coverage; criminalgovernment; demlies; democrats; fraud; govtabuse; healthcare; insurance; liberalfascism; miserablefailure; obama; obamacare; pelosi; socialisthealthcare; tyranny; youlie

1 posted on 05/30/2013 12:19:48 PM PDT by SeekAndFind
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To: SeekAndFind

That’s what we should have told Chicago— if you like it, you can keep it.


2 posted on 05/30/2013 12:24:35 PM PDT by Irenic (The pencil sharpener and Elmer's glue is put away-- we've lost the red wheel barrow)
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To: SeekAndFind

I really liked my company’s “Buy Up” medical insurance plan, which allowed for lower copays and additional coverage for a higher monthly premium.

The Obama regime called the “Buy Up” a “cadillac, gold plated” policy, which is why my company is discontinuing it. I certainly don’t blame my company, which already pays the vast majority of my premiums as a “benefit,” since they needed to avoid the 40% tax the regime was going to hit them with.

As usual, any time the government names something, like “affordable,” you can take to the bank it’s going to be far LESS affordable. In my case, I’ll be spending at least an additional $4000 a year in medical expenses, which used to be covered. But at least it should allow me to take the medical deduction on my taxes next year, even though they raised the minimum you have to spend in order to deduct it, as well as the amount you can deduct.

Thanks to Nan, Harry, and of course, Barkey, I won’t be participating in the economic recovery next year!

Mark


3 posted on 05/30/2013 12:33:16 PM PDT by MarkL (Do I really look like a guy with a plan?)
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To: MarkL

10,000 a year here and not only is the premium going up, but my deductible is going up with it.


4 posted on 05/30/2013 12:38:44 PM PDT by EQAndyBuzz (The reason we own guns is to protect ourselves from those wanting to take our guns from us.)
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To: SeekAndFind

When I lose my policy, I will not sign up for the exchanges. When they send the fine, I will not pay it. Eventually, they MUST issue a warrant to arrest me for not paying the fines and when they do, I will ignore its command. Eventually, they will have to act to enforce that warrant and then they will knock on my door, when they do I will not answer it. Eventually, they will be forced to kick the door in and when they do they will be met with resistance and they will pay a price.

Of course, I know that I will pay the ultimate price, but they must be willing to shoot me dead in order to mandate their health insurance utopia. It is that way with every one of their desires, but this one is my bright line.


5 posted on 05/30/2013 12:45:21 PM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: CSM
Eventually, they MUST issue a warrant to arrest me for not paying the fines.

I'd like a link to that info. All I've read is that they are authorized to garnish income tax refunds.

6 posted on 05/30/2013 12:48:56 PM PDT by nascarnation (Baraq's economic policy: trickle up poverty)
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That means much of the burden of the law will be on the hipster generation of Americans in their 20s and 30s, who will have to choose between paying a tax or paying for insurance they may not want. …

What's the big deal? These are the same people who will be expected to finance social security, medicare, and the national debt... Thanks much, we older people really appreciate you taking on the burden by voting for Barkey and the dems. That's very generous of you...

Mark

7 posted on 05/30/2013 12:57:17 PM PDT by MarkL (Do I really look like a guy with a plan?)
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To: nascarnation
I'd like a link to that info. All I've read is that they are authorized to garnish income tax refunds.

Eventually the IRS will come after you to imprison you. Just ask Wesley Snipes.

Mark

8 posted on 05/30/2013 12:59:02 PM PDT by MarkL (Do I really look like a guy with a plan?)
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To: MarkL

So this is your opinion, and not based on the current law?

Just trying to clarify.


9 posted on 05/30/2013 1:01:20 PM PDT by nascarnation (Baraq's economic policy: trickle up poverty)
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To: CSM

0bamacare is Unconstitutional. Why should Americans comply with something that’s Unconstitutional? The evil of John Roberts’ decision cannot be overstated. I applaud your stance!


10 posted on 05/30/2013 1:04:44 PM PDT by GeorgeWashingtonsGhost
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To: nascarnation

“I’d like a link to that info. All I’ve read is that they are authorized to garnish income tax refunds.”

There is no link, it is the only way that ANY law can be enforced. Every law is only valid because of government guns. In addition, I do not pay extra throughout the year, so I do not get refunds.


11 posted on 05/30/2013 1:17:53 PM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: SeekAndFind

Ya, free health care for all. Now go and find a doctor or a hospital.


12 posted on 05/30/2013 1:25:52 PM PDT by SkyDancer (Live your life in such a way that the Westboro church will want to picket your funeral.)
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To: CSM

What we need is for hundreds of thousands of you to do the same thing.

They won’t be able to enforce it.


13 posted on 05/30/2013 1:43:10 PM PDT by SeekAndFind
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To: All


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14 posted on 05/30/2013 1:44:27 PM PDT by musicman (Until I see the REAL Long Form Vault BC, he's just "PRES__ENT" Obama = Without "ID")
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To: nascarnation

{I’d like a link to that info. All I’ve read is that they are authorized to garnish income tax refunds. }

It’s really implicit in the law, not explicit. Once you have say $100 billion in uncollected Obamacare taxes, the IRS will be forced to start Gulags.
http://www.futurnamics.com/gulag.php


15 posted on 05/30/2013 2:02:15 PM PDT by DaxtonBrown (http://www.futurnamics.com/reid.php)
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To: CSM
Of course, I know that I will pay the ultimate price, but they must be willing to shoot me dead in order to mandate their health insurance utopia. It is that way with every one of their desires, but this one is my bright line.

Well, Aleksandr Solzhenitsyn seems to agree.

“And how we burned in the camps later, thinking: What would things have been like if every Security operative, when he went out at night to make an arrest, had been uncertain whether he would return alive and had to say good-bye to his family? Or if, during periods of mass arrests, as for example in Leningrad, when they arrested a quarter of the entire city, people had not simply sat there in their lairs, paling with terror at every bang of the downstairs door and at every step on the staircase, but had understood they had nothing left to lose and had boldly set up in the downstairs hall an ambush of half a dozen people with axes, hammers, pokers, or whatever else was at hand?... The Organs would very quickly have suffered a shortage of officers and transport and, notwithstanding all of Stalin's thirst, the cursed machine would have ground to a halt! If...if...We didn't love freedom enough. And even more – we had no awareness of the real situation.... We purely and simply deserved everything that happened afterward.”


16 posted on 05/30/2013 2:07:42 PM PDT by Nowhere Man (I miss you Whitey! (4-15-2001 - 10-12-2012). Take care, pretty girl!)
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To: GeorgeWashingtonsGhost
0bamacare is Unconstitutional. Why should Americans comply with something that’s Unconstitutional? The evil of John Roberts’ decision cannot be overstated. I applaud your stance!

Well, I still am convinced that he (Roberts) was brought off or "The Man" has something on him and is blackmailing him to tow the line.
17 posted on 05/30/2013 2:09:24 PM PDT by Nowhere Man (I miss you Whitey! (4-15-2001 - 10-12-2012). Take care, pretty girl!)
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To: Nowhere Man

brought = bought


18 posted on 05/30/2013 2:10:14 PM PDT by Nowhere Man (I miss you Whitey! (4-15-2001 - 10-12-2012). Take care, pretty girl!)
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To: Nowhere Man

We’re in the midst of learning we are under a Dictatorship. No doubt Holder dragged out some manila folders on Roberts..


19 posted on 05/30/2013 2:25:21 PM PDT by GeorgeWashingtonsGhost
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To: Nowhere Man

Thanks. That passage has inspired me and only strengthens my resolve.


20 posted on 05/30/2013 3:26:57 PM PDT by Prince of Space (Be Breitbart, baby. LIFB.)
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To: SeekAndFind

In keeping with the airline counter analogy, it’s like forcing you to buy a $300 airplane ticket every month just in case you need it. No matter that you only fly once a year, mainly because you can’t afford more than that.


21 posted on 05/30/2013 3:30:14 PM PDT by Prince of Space (Be Breitbart, baby. LIFB.)
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To: nascarnation

“I’d like a link to that info. All I’ve read is that they are authorized to garnish income tax refunds. “

That’s all I’ve heard too, which simply means NEVER over-withhold and you’ll never have to pay the “fine”.


22 posted on 05/30/2013 3:39:15 PM PDT by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
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To: nascarnation; CSM

Change your deductible to fifteen dependents, until filing time.
Also, only keep in the bank that which you can afford to lose.
Money orders are cheap.


23 posted on 05/30/2013 5:01:41 PM PDT by SisterK (Micah 6:8)
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To: SisterK

I’m on Medicare so the fines are one problem I won’t have.
The Death Panels of course are a much bigger issue to face down the road.


24 posted on 05/30/2013 5:03:59 PM PDT by nascarnation (Baraq's economic policy: trickle up poverty)
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To: CSM

Your attitude and unwavering stance is what’s necessary in order for this Republic to be taken back. To become once again a rule by the people and for the people. No more of this dictatorship, nanny-state crap!


25 posted on 05/30/2013 10:16:12 PM PDT by kelly4c (http://www.freerepublic.com/perl/post?id=2900389%2C41#help)
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To: SeekAndFind

Wonder how long before big brother drops all pretenses and starts dictating what kind of house we can own, what kind of car we can drive, what kind of food we can eat, what kind of job we can hold, etc etc etc, all backed up by the lovely punishment of fines...er taxes if we don’t obey. We all know the real reason for Obamacare being such a wet dream for dear leader.

If I wasn’t a strong believer in the immorality of the initiation of force, there’d be a lot of useful idiots walking around with broken noses. One has to be a complete retard to vote for this kind of thing and think pigs would start flying just because big brother said it would happen.


26 posted on 05/31/2013 2:20:12 AM PDT by RWB Patriot ("My ability is a value that must be purchased and I don't recognize anyone's need as a claim on me.")
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To: SeekAndFind

Look for the revolt to begin.


27 posted on 05/31/2013 4:44:54 AM PDT by Biggirl ("Jesus talked to us as individuals"-Jim Vicevich/Thanks JimV!)
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To: RWB Patriot

Planting the seeds for a revolt.


28 posted on 05/31/2013 4:45:31 AM PDT by Biggirl ("Jesus talked to us as individuals"-Jim Vicevich/Thanks JimV!)
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To: GeorgeWashingtonsGhost

.....Or Robert’s wife and children were threatened.


29 posted on 05/31/2013 4:46:57 AM PDT by Biggirl ("Jesus talked to us as individuals"-Jim Vicevich/Thanks JimV!)
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To: SeekAndFind
In order to work, of course, ObamaCare desperately needs young and healthy people to start paying into the system for an outsized portion of the benefits they’re likely to not use very often — which is precisely why some people with the type of bare-bones insurance that I had are about to get forcibly kicked off of their plans.

Great plan! Guess they overlooked the fact that their policies killed the economy and half of the "Golden Goose'ers" don't have a fargin job!

30 posted on 05/31/2013 4:52:49 AM PDT by IamConservative (The soul of my lifes journey is Liberty!)
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To: nascarnation
So this is your opinion, and not based on the current law?

Just trying to clarify.

It's not opinion... You refuse to pay your taxes, the IRS will attempt to confiscate what it claims you owe. If they can't do so, they will send armed agents to arrest you. If you resist, especially armed resistance, they will kill you.

The reason I mentioned Wesley Snipes was that he was recently released from prison for "tax evasion," or some such charges... He didn't resist the feds and spent about 3 years in federal prison.

Mark

31 posted on 05/31/2013 9:47:46 AM PDT by MarkL (Do I really look like a guy with a plan?)
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To: SeekAndFind

“What we need is for hundreds of thousands of you to do the same thing.”

Sadly, I’d bet that 70% of the electorate would agree that I am an “extremist” and should not have taken such a stance against something as common as “health care.” They are to worried about some TV program or sporting event to even pay attention and understand liberty.


32 posted on 05/31/2013 11:33:03 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: Nowhere Man

That is a very chilling quote. Thank you for posting.


33 posted on 05/31/2013 11:35:13 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: All


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34 posted on 05/31/2013 11:38:53 AM PDT by musicman (Until I see the REAL Long Form Vault BC, he's just "PRES__ENT" Obama = Without "ID")
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To: Biggirl

“.....Or Robert’s wife and children were threatened.”

Let’s assume this is true, then let’s ponder what that means. It means that the Chief Justice of the United States Supreme Court was not willing to risk his family to protect the entirety of the people’s progeny.

Let’s compare that to our founders. To a man, they all understood that they were risking the entirety of their fortune, their own lives, the lives of their families and the lives of their fellow patriots. Instead, they knew that these risks were necessary to ensure that you and I were the recipients of the freedom that they were fighting to attain.

If our society doesn’t even have a Chief Justice of the Supreme Court that gives a damn about the future generations’ freedom, then in reality he isn’t really concerned about his own family’s safety either. He is only concerned about how his fellow elite view him at any given cocktail party.

He is the lowest of low and should only be compared to the King’s representatives living in the colonies during our founders’ time.


35 posted on 05/31/2013 11:43:31 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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