We have excellent coverage now, health, dental, vision . . .IF we lose it . . . I will pay the fine. IF we get sick I will go buy insurance. They can’t refuse you for a pre-existing condition. IF I stay well, I will bank a lot of cash otherwise spent on premiums. Win. Win.
I dropped my $8K per year plan many years ago (I think it was more now anyway)
I paid cash for all medical/dental bills including a broken arm hospitalization for my daughter, and caps for her teeth and several fillings and glasses, and I am still way more than 20K ahead of the game.
What do you do about the half million bucks your intensive care visit rings up before you can get the Obamacare to go into effect (it would never be before the beginning of the following month).