if they triple my coverage, then I will have no choice but to waive my 80/20 ( I pay 20% ) employer HMO insurance and go to an exchange, which is, I’m sure, what they want. it’s either that or move in to a tiny lousy apartment for the wife and I. the money has to come from somewhere, and I ain’t rich.
“if they triple my coverage, then I will have no choice but to waive my 80/20 ( I pay 20% ) employer HMO insurance and go to an exchange”
What makes you think an exchange will be less expensive? It is, after all, a high risk pool... People will not need to sign up until they are sick.
“if they triple my coverage, then I will have no choice but to waive my 80/20 ( I pay 20% ) employer HMO insurance and go to an exchange”
If you have employer coverage and you reject it, I’m pretty sure you won’t be eligible for subsidized exchange insurance. Even weirder, I’ve read in multiple places that if your employer offers just YOU coverage and not your dependents, they’re not eligible for subsidized exchange insurance whether you accept your coverage or not!