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1 posted on 01/06/2013 1:33:30 AM PST by Brad from Tennessee
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To: Brad from Tennessee

Shocking...but expected. Since there’s no pay raise in store to cover the rise....it all comes out of your pocket. So you have less money to spend on other things. It starts to train you to question each purchase (you probably don’t buy magazines at the grocery anymore...you probably go an extra 4k miles on tires that ought to be replaced...you probably put off a new car purchase for an extra year). So it hurts the economy and we simply shake our heads.


2 posted on 01/06/2013 1:39:31 AM PST by pepsionice
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To: Brad from Tennessee

Bump


3 posted on 01/06/2013 1:39:31 AM PST by lowbridge (Joe Biden: "Look, the Taliban per se is not our enemy.")
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To: Brad from Tennessee

All going as planned.


4 posted on 01/06/2013 1:41:19 AM PST by Jim Robinson (Resistance to tyrants is obedience to God!!)
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To: Brad from Tennessee

Forward!


5 posted on 01/06/2013 1:42:56 AM PST by Jim Robinson (Resistance to tyrants is obedience to God!!)
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To: Brad from Tennessee; Jim Robinson; lowbridge; pepsionice

HIP was trying for 41% in NY. WTF?


7 posted on 01/06/2013 1:47:08 AM PST by Gene Eric (Demoralization is a weapon of the enemy. Don't get it, don't spread it!)
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To: Brad from Tennessee

Simple solution is to get rid of medical insurance companies. Fat chance of that happening.


8 posted on 01/06/2013 2:05:59 AM PST by sakic
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To: Brad from Tennessee

Obamacare — mugged by reality.


9 posted on 01/06/2013 2:14:29 AM PST by Rockingham
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To: Brad from Tennessee

“Health insurance companies”

Are they? Or are they “investment” companies.


10 posted on 01/06/2013 2:14:59 AM PST by Varsity Flight (Extortion-Care is the Government Work-Camp: Arbeitsziehungslager)
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To: Brad from Tennessee

Tried to explain to people that this was going to happen.

They would say “Healthcare is a good thing”. or I’m for healthcare. Simplistic fools.

When I pointed out that the day after that damn bill was approved, Healthcare insurer stocks went up an average of 4-5% and continue to rise, I asked them again..”Who do you think made out on this deal?” Simplistic fools.

I’m so flippin disgusted with people that fail to do even the most modest of reading or research into what the government is doing. Like talking to the wall.


15 posted on 01/06/2013 4:50:55 AM PST by SueRae (It isn't over. In God We Trust.)
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To: Brad from Tennessee
"Health insurance companies across the country are seeking and winning double-digit increases in premiums."

WINNING rate increases??? Sorry NYT, in a free market, a seller doesn't WIN a rate increase. He may CHARGE a rate increase, but in a free market, a buyer can simply find another supplier who doesn't charge as much.

.......Oh, wait!!! We now have Obamacare. I guess free market rules may no longer apply. The NYT may be right after all. One does WIN a rate increase when a government panel allows the WIN.

20 posted on 01/06/2013 5:54:27 AM PST by norwaypinesavage (Galileo: In science, the authority of a thousand is not worth the humble reasoning of one individual)
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To: Brad from Tennessee

This was inevitable. Republicans should be working very hard right now to have ready a workable plan to replace this mess, as will become necessary when costs continue to explode.

The left just wanted to ‘win’ this issue, irrespective of what the details were. It’s always a ‘stick it to you’ contest with them, and there is always a villain they’re targeting. They knew that the only way to get a bill through was to make back room deals first, and there are plenty of these in this monstrosity of a bill.


23 posted on 01/06/2013 6:15:20 AM PST by pieceofthepuzzle
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To: Brad from Tennessee

My small business got hit with a 42% increase. My solution? Reduced my staff by one. That more than covered the increase in premiums. I’m happy it turned out that the staff person most expendable happened to be the lone Obama voter.


28 posted on 01/06/2013 6:41:09 AM PST by sitetest (If Roe is not overturned, no unborn child will ever be protected in law.)
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To: Brad from Tennessee

———In California-——

California does not count and should not even be mentioned. California is one of a few foreign nations that happen to be included in the United States.


29 posted on 01/06/2013 6:42:52 AM PST by bert ((K.E. N.P. N.C. +12 .....The fairest Deduction to be reduced is the Standard Deduction)
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To: Brad from Tennessee

Another thing that is happening is that many companies and their employees do not make enough to pay higher rates for their current health plans because of all the Obama Deathcare mandates that insurers are required to cover, so, the employers change plans to far higher deductables and copay rates.

Our doctor copays used to be 35 dollars, now we pay 100 dollars and they pay 35 dollars.

Sad part is that we pay more for the insurance now out of the paycheck.

What a friggin’ nightmare. I didn’t get to keep my plan or my doctor. She quit.


32 posted on 01/06/2013 6:55:01 AM PST by dforest
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To: Brad from Tennessee

“Particularly vulnerable to the high rates are small businesses and people who do not have employer-provided insurance and must buy it on their own. “

Hey that’s excellent. Obama needs this constituency destroyed anyway. He needs as many people as possible dependent on government.


33 posted on 01/06/2013 6:55:56 AM PST by headstamp 2 (What would Scooby do?)
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To: Brad from Tennessee

Surprise, surprise! You actually have to pay for things that are mandatory increases in benefits.

Insurance companies simply adjust rates to pay for the increased benefits. They aren’t evil, just adjusting their income to cover their expenses.

Insurance companies will insure a burning barn worth $100,000 if they can charge a premium of $100,000 + admin costs of 10-35%.


37 posted on 01/06/2013 7:31:53 AM PST by wildbill (You're just jealous because the Voices talk only to me.)
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To: Brad from Tennessee

For me in 2013, Medicare is up 6.01%, Medicare supplement is up a whopping 16.09% and Medicare D is up an even more whopping 22.52%.

I’d be interested in the experiences of other FReepers if you’d care to share.


39 posted on 01/06/2013 8:01:50 AM PST by upchuck (America's at an awkward stage. Too late to work within the system, too early to shoot the bastards.)
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To: Brad from Tennessee

My company here in California uses Aetna. The company gives us the bottom tier of coverage (because they’re cheap). Rates have risen 20% for the last 2-3 years. When you take a certain number of ‘potential’ customers from the equation the actuaries provide statistics show your limited growth. Therefore, they raise rates on existing customers (most providers in the state are doing this so a new provider will not reduce your rates) to raise revenue. The company says our rate increased so your rates increase. My pay hasn’t increased in years but my taxes and medical have.

There are 139 takers (government employee, pensioner or welfare recipient) California to every 100 tax payers (see Forbes 11/25/12).


42 posted on 01/06/2013 9:50:16 AM PST by PatriotCause (California Sucks)
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To: Brad from Tennessee
. . . even though one of the biggest objectives of the Obama administration’s health care law was to stem the rapid rise in insurance costs for consumers.

The NYSlimes inserted a lie right into the very first sentence.

45 posted on 01/06/2013 12:20:23 PM PST by Hoodat ("As for God, His way is perfect" - Psalm 18:30)
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To: Brad from Tennessee
~ even though one of the biggest objectives of the Obama administration’s health care law was to stem the rapid rise in insurance costs for consumers.

Outside of obama's minions, did anyone really believe that? We saw the same effect when everyone was forced to buy auto insurance.

46 posted on 01/06/2013 4:19:43 PM PST by Sarajevo (Don't think for a minute that this excuse for a President has America's best interest in mind.)
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