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'Obamacare' saves consumers nearly $1.5 billion
L.A. Times ^ | 12/5/12

Posted on 12/05/2012 6:06:24 PM PST by Nachum

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To: Drango

Right. And who audited these insurance companies books to make sure they complied? My healthy mid 20 year olds got monthly premium increases for 2013 of 19.5 percent from Carefirst Bluecross/Blueshield with $2500 deductibles.

who saved money with what insurers?

more propaganda from the MSM.

i hope the idiots who re-elected BO enjoy their free medical care that my kids are paying for.


51 posted on 12/05/2012 7:06:09 PM PST by IWONDR
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To: Nachum

Communal control of the medical and medical insurance industries is what Obama Communism is all about. Deal with it.


52 posted on 12/05/2012 7:06:09 PM PST by Graewoulf ((Traitor John Roberts' Obama"care" violates Sherman Anti-Trust Law, AND the U.S. Constitution.))
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To: Nachum

Kind of like when the wife says “Honey, I saved sooooooo much money at the mall today. I only spent $900.”


53 posted on 12/05/2012 7:06:39 PM PST by SoFloFreeper
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To: Drango

Got you beat. My group health policy went up 42% starting Jan 1. Mostly a result of DeathCare by Obama.


54 posted on 12/05/2012 7:07:12 PM PST by sitetest (If Roe is not overturned, no unborn child will ever be protected in law.)
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To: Nachum

Kind of like when the wife says “Honey, I saved sooooooo much money at the mall today. I only spent $900.”


55 posted on 12/05/2012 7:07:37 PM PST by SoFloFreeper
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To: ilovesarah2012

“She dropped it because she couldn’t afford it. So who is saving all this money because I sure don’t see it.”

She is saving money; she is no longer burdened with the cost of healthcare! She won’t be spending money on doctors, either (this probably is how they arrived at their “savings” figure).


56 posted on 12/05/2012 7:08:04 PM PST by kearnyirish2 (Affirmative action is economic war against white males (and therefore white families).)
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To: Imperialist

Yeah, mine’s going up about 20% (Blue Cross/Blue Shield of Massachusetts). It’s an effective 2.5% after-tax pay cut for me, and that’s before the expiration of the Bush tax cuts, which will probably take another 2-3% out of each paycheck. And unlike most of the sheeple, I know EXACTLY whose fault it is, and I’m not shy about proclaiming it to people...sadly, most of them still won’t listen.

}:-)4


57 posted on 12/05/2012 7:17:30 PM PST by Moose4 (...and walk away.)
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To: Nachum

I have a neighbor who got a rebate check. He’s in his 50’s, smokes a lot, has a pretty bad cough, but he never went to the doctor this year.

He was pretty excited about getting that rebate check, though.


58 posted on 12/05/2012 7:18:34 PM PST by woweeitsme
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To: Nachum
Did they cherry-pick the time period? Obamacare is being rolled in by stages: for example, the Obamatax doesn't kick in until next year. Weren't the "benefits" front-loaded and the real bite deferred?
59 posted on 12/05/2012 7:21:58 PM PST by danielmryan
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To: Nachum
Come to think of it, did they cherry-pick the group of "savers"?
60 posted on 12/05/2012 7:22:45 PM PST by danielmryan
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To: Drango
****My Kaiser bill went up 11%****

My employer is dropping Kaiser.

61 posted on 12/05/2012 7:23:29 PM PST by fkabuckeyesrule (Hey darling I'd like to write a book about you!)
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To: taildragger

I imagine BC/BS won’t be an option next year for us.


62 posted on 12/05/2012 7:24:32 PM PST by mylife (The Roar Of TheMasses Could Be Farts)
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To: Drango; Nachum

the problem is that teachers in high scholls will make their students read this and they will get test questions about the savings - we are lsot because this pap will be ingrained in the mush minds...teachers.


63 posted on 12/05/2012 7:25:34 PM PST by q_an_a (the more laws the less justice)
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To: Nachum

Illegal aliens welcome this news.. And the many millions more who enter illegally to get their free stuff!!!


64 posted on 12/05/2012 7:29:36 PM PST by Obama_Is_Sabotaging_America (IMPEACH OBAMA)
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To: Nachum

That’s how the tyrants work. Hand in hand with the media. Your insurance is going up? Don’t you read the news? Everybody’s is going down. You’re alone, buster.


65 posted on 12/05/2012 7:32:23 PM PST by Revolting cat! (Bad things are wrong! Ice cream is delicious!)
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To: obama

             




             

66 posted on 12/05/2012 7:32:57 PM PST by tomkat
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To: Nachum

Just another example of the propagandist pisses on our legs and telling us it’s raining


67 posted on 12/05/2012 7:35:11 PM PST by WP Lonestar (No matter where you go, there you are)
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To: Nachum

Just another example of the propagandists pissing on our legs and telling us it’s raining


68 posted on 12/05/2012 7:35:44 PM PST by WP Lonestar (No matter where you go, there you are)
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To: Nachum

Just another example of the propagandists pissing on our legs and telling us it’s raining


69 posted on 12/05/2012 7:35:54 PM PST by WP Lonestar (No matter where you go, there you are)
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To: Magic Fingers

Ouchier? Sorry... Not only are the premiums up, but things covered are reduced, deductible is up, copays are up...

This situation is beyond stupid...


70 posted on 12/05/2012 7:36:49 PM PST by Imperialist
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To: Red_Devil 232

Glad you liked it, she is good. Don’t know if I was that receptionist I would have had that much control. In fact, I know I wouldn’t.


71 posted on 12/05/2012 7:38:43 PM PST by annieokie
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To: Nachum

My mother’s Medicare supplemental insurance went up 17% last year and another 6.8% on top of that increase this year. Thanks for the savings! (a holes)


72 posted on 12/05/2012 7:40:11 PM PST by TigersEye (Who is John Galt?)
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To: Moose4

“most of them still won’t listen”

So true, the O voters are so clueless.

Don’t forget to add in inflation (there is no inflation /sarc) and whatever the heck gasoline will spike to shortly (election over)... Also the real possibility of losing the mortgage interest deduction...


73 posted on 12/05/2012 7:44:24 PM PST by Imperialist
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To: psjones

They do this at my grocery store all the time. Black check-out clerk told me last night that I saved $24.85 - I said no, I spent $62.30 for what used to cost about $24.85. She absolutely had no comprehension. Guy behind me said, “Might as well forget it, she’ll never understand.”


74 posted on 12/05/2012 7:51:08 PM PST by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
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To: Imperialist

In addition to the insurance premium increase, our docs are now part of a ‘boutique.’ Medical boutiques run an additional $1500/year!


75 posted on 12/05/2012 7:51:49 PM PST by EDINVA
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To: Nachum
It saved me money by pricing me out of the health insurance market entirely.

I still have no coverage. It's unclear what my employer will do.

76 posted on 12/05/2012 7:53:17 PM PST by newzjunkey (grr)
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To: EDINVA

So you’re saying you really can feel all these savings the article mentions? /sarc on

Boutiques huh, hadn’t heard of that junk yet... Sorry to hear that...


77 posted on 12/05/2012 7:58:49 PM PST by Imperialist
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To: Nachum
The healthcare law attempts to address this by requiring insurers to spend at least 80 cents of every dollar they collect in premiums on medical care, rather than on administrative expenses

Isn't the purpose of an insurance company to save up money so that they can have extra to spend when medical needs rise in the future? If a company spends lower than average in payouts in a given year and wants to save that money for a future, potentially more expensive year, it sounds like they can't do that according to this law. So when they have an expensive year and have less savings to tap into because of these mandated refunds, premiums will have to go up even more.

78 posted on 12/05/2012 7:59:14 PM PST by JediJones (Newt Gingrich warned us that the "King of Bain" was unelectable. Did you listen?)
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To: Nachum
As usual with the MSM you have to look way at the bottom of the article to find a fact or two that counters the Obama worshiping premise.

There is substantial evidence that premium increases are driven largely by rising medical costs, not profit-taking. And insurance companies continue to vigorously oppose the standards.

"The MLR completely ignores the real driver of premium increases," said Robert Zirkelbach, a spokesman for America's Health Insurance Plans, the industry's Washington lobbying arm.

79 posted on 12/05/2012 8:01:42 PM PST by JediJones (Newt Gingrich warned us that the "King of Bain" was unelectable. Did you listen?)
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To: Grams A

Your comment reminds me of the club card at grocery stores. The store just raised the prices a lot and probably are still making money by someone using the club card.


80 posted on 12/05/2012 8:02:46 PM PST by moviefan8
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To: Imperialist

below is link to just one per google ... get acquainted. It won’t be long before ALL docs are in some practice like this.

Docs are NOT going to be shortchanged on their payments without some other form of compensation. Some genius came up with “boutique” and “concierge” medical practices. It’s gonna cost PLENTY by the time O’care actually kicks in.

http://www.pinnaclecare.com/concierge?mm_campaign=1cf4d0c2604ddbbcdca51edbef796c29&keyword=boutique%20medical%20practices&gclid=CLXB-s3zhLQCFQqe4AodUi0AFw


81 posted on 12/05/2012 8:13:46 PM PST by EDINVA
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To: Nachum

Sure, Obamacare saved us money the same way that Hitler saved Germany from the Jews.


82 posted on 12/05/2012 8:21:43 PM PST by Excuse_My_Bellicosity (Liberalism is a social disease.)
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To: EDINVA

Thanks for the information EDINVA, startling actually...

I read your link, then had a look at this one too:
http://www.ama-assn.org/amednews/2012/01/02/bisb0102.htm

This is all going to get very messy and very expensive really fast... By 2016 we’ll all be buried in this nonsense; or without coverage and being fined and pursued by the IRS...


83 posted on 12/05/2012 8:27:47 PM PST by Imperialist
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To: Attention Surplus Disorder

I’ve worked in the health insurance industry on and off for over a decade, I’ve sat in negotiations for large group renewal negotiations and such, have seen the internals of claims and such, and have witnessed the rates increases at 2.5x the CPI for the last decade.

I got notice of renewal due to the ObamaCare changes and almost fell over.

My health insurance went DOWN, for the first time in my life,

by a whopping $0.70 per month, for a grand savings of $8.40 per year.

I called everyone I know to gloat, it was exciting, I bought a six pack to celebrate.

Then I was in the hole again.


84 posted on 12/05/2012 8:58:06 PM PST by JerseyHighlander
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To: Imperialist

I don’t blame the docs one bit. O’care is trying to screw them and they’re trying to stay alive

Our docs’ practice is one of those hybrids, where they take insurance and have a ‘boutique’ fee I think in our case it’s $40/month per patient. Then you can email them, access your own medical records on a secure server 24/7, etc. So the $1500 would be the whole family. In some more upscale practices, the fee is $1500/patient.

I’m so old, I remember when our family’s country doctor made house calls 24/7 for $5 (maybe it was $10)! OV’s were $3 or $5. Long ago and oh, so far away


85 posted on 12/05/2012 8:59:28 PM PST by EDINVA
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To: JerseyHighlander

Well, there you go. If you like expensive beer, you’ll be able to keep drinking it under 0bamacare. Promise fulfilled!


86 posted on 12/05/2012 9:10:56 PM PST by Attention Surplus Disorder (This stuff we're going through now, this is nothing compared to the middle ages.)
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To: Thank You Rush

Well I don’t know one person who got a rebate. Everyone’s premiums have gone up. Who is getting these rebates?


87 posted on 12/05/2012 9:12:34 PM PST by sheana
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To: Nachum

WOW!!! 5 or 6 bucks per person!!! WOOOHOOO!!!!


88 posted on 12/05/2012 9:15:29 PM PST by US_MilitaryRules (Unnngh! To many PDS people!)
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To: Nachum

ohhhhh....see what they did there?

They’re calculating favorable calculations before the monstrosity fully kicks in.


89 posted on 12/05/2012 9:17:59 PM PST by Scotswife
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To: Imperialist; Drango

“Really? So how does that jive with my health insurance premium increasing 18% for 2013?”

You guys are looking at this wrong. That prescription you have to take once a day went from $120/bottle to $117.80/bottle. Now, did you, or did you not, save money on your medicine?

BTW, two months ago after they increased my premium yet again, my health insurance for my family is now more than my mortgage payment! (Which includes house insurance and taxes).


90 posted on 12/05/2012 9:19:51 PM PST by 21twelve (So I [God] gave them over to their stubborn hearts to follow their own devices. Psalm 81:12)
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To: Nachum

...................................


91 posted on 12/05/2012 9:30:06 PM PST by Tzimisce (What do you do when every every branch of the government is corrupt and aligned against you?)
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To: Nachum

Comrades! We have glorious news for you! El A Times


92 posted on 12/05/2012 9:49:53 PM PST by tumblindice (America's founding fathers: All armed conservatives.)
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To: Nachum
Consumers saved nearly $1.5 billion in 2011 as a result of rules in President Obama´s healthcare law that limit what insurance companies can spend on expenses unrelated to medical care, including profit,

Profit is an expense. Boy, are we in trouble.

93 posted on 12/05/2012 10:01:07 PM PST by hattend (Firearms and ammunition...the only growing industries under the Obama regime.)
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To: IWONDR

My premium for a PPO plan through my work went up %50 for 2013. My guess is that they are trying to push people away from PPOs into HMOs.


94 posted on 12/05/2012 10:06:51 PM PST by nowheretohide (BTTT!!!!)
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To: 21twelve

Great point! I join you now in 2013 pretty much... My family health insurance plan is now within a few dollars of my mortgage payment (which also includes home insurance and taxes too)... That’s crazy.


95 posted on 12/05/2012 10:10:40 PM PST by Imperialist
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To: Nachum

Our company received an Obamacare rebate of ~$1000 from our health insurance carrier. Of that, roughly $500 would have been divided among the employees. (Half goes to the company since the company pays for half of the bill.) But, because we all have different plans, and thus paid differing amounts into the employee share of the bill, it would have cost us most of that $500 to pay the bookkeeper to figure out who gets what. Our guesstimate was that each employee would have gotten a check averaging $6. We decided to put our big Obamacare windfall toward next year’s bill instead.


96 posted on 12/05/2012 11:36:07 PM PST by Redcloak (Winter is coming.)
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To: Imperialist

I was thinking of solving the problem Obama-style.

I’ll buy the really nice house I’ve wanted with all sorts of acreage, and on a creek and a pond. That way my mortgage will go way up as I’ll have to borrow so much.

But - my health insurance will go from being 104% of my mortgage to only 30% of my mortgage - look at all the money I will save!! (And I better do it NOW to take advantage of the really low mortgage rates so I can save even more!!)


97 posted on 12/05/2012 11:49:26 PM PST by 21twelve (So I [God] gave them over to their stubborn hearts to follow their own devices. Psalm 81:12)
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To: moviefan8

Actually it is a club card. All our stores offer them but I generally shop at one store most of the time mainly because they also have a gas station which gives $.10 a gallon off for every $50 you spend. The other thing the card gets you is 20% off anything you buy which is the store brand. Some of their stuff I buy because it happens to be made in the U.S.A. Many of the other things I buy the familiar brand because the store brand of the item is really cheap and inferior. They did have 24 bottles of Ozarka water for $2.00 last time I was in there but you could only buy 1 so made a couple of trips and restocked my Obama closet.


98 posted on 12/05/2012 11:57:32 PM PST by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
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To: Washi

They have to raise their premiums a lot, to pay for the non-medical-care costs. For example, costs of building and renovating the new Kaiser facilities in CA are increasing, due to compliance with green building codes and other red tape.


99 posted on 12/06/2012 12:50:55 AM PST by rfp1234 (Arguing with a liberal is like playing chess with a pigeon.)
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To: Skywise

Yup. They increased from 30 grams to 20.


100 posted on 12/06/2012 3:05:54 AM PST by GeorgiaDawg32
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