Posted on 12/05/2012 6:06:24 PM PST by Nachum
Right. And who audited these insurance companies books to make sure they complied? My healthy mid 20 year olds got monthly premium increases for 2013 of 19.5 percent from Carefirst Bluecross/Blueshield with $2500 deductibles.
who saved money with what insurers?
more propaganda from the MSM.
i hope the idiots who re-elected BO enjoy their free medical care that my kids are paying for.
Communal control of the medical and medical insurance industries is what Obama Communism is all about. Deal with it.
Kind of like when the wife says “Honey, I saved sooooooo much money at the mall today. I only spent $900.”
Got you beat. My group health policy went up 42% starting Jan 1. Mostly a result of DeathCare by Obama.
Kind of like when the wife says “Honey, I saved sooooooo much money at the mall today. I only spent $900.”
“She dropped it because she couldn’t afford it. So who is saving all this money because I sure don’t see it.”
She is saving money; she is no longer burdened with the cost of healthcare! She won’t be spending money on doctors, either (this probably is how they arrived at their “savings” figure).
Yeah, mine’s going up about 20% (Blue Cross/Blue Shield of Massachusetts). It’s an effective 2.5% after-tax pay cut for me, and that’s before the expiration of the Bush tax cuts, which will probably take another 2-3% out of each paycheck. And unlike most of the sheeple, I know EXACTLY whose fault it is, and I’m not shy about proclaiming it to people...sadly, most of them still won’t listen.
}:-)4
I have a neighbor who got a rebate check. He’s in his 50’s, smokes a lot, has a pretty bad cough, but he never went to the doctor this year.
He was pretty excited about getting that rebate check, though.
My employer is dropping Kaiser.
I imagine BC/BS won’t be an option next year for us.
the problem is that teachers in high scholls will make their students read this and they will get test questions about the savings - we are lsot because this pap will be ingrained in the mush minds...teachers.
Illegal aliens welcome this news.. And the many millions more who enter illegally to get their free stuff!!!
That’s how the tyrants work. Hand in hand with the media. Your insurance is going up? Don’t you read the news? Everybody’s is going down. You’re alone, buster.
Just another example of the propagandist pisses on our legs and telling us it’s raining
Just another example of the propagandists pissing on our legs and telling us it’s raining
Just another example of the propagandists pissing on our legs and telling us it’s raining
Ouchier? Sorry... Not only are the premiums up, but things covered are reduced, deductible is up, copays are up...
This situation is beyond stupid...
Glad you liked it, she is good. Don’t know if I was that receptionist I would have had that much control. In fact, I know I wouldn’t.
My mother’s Medicare supplemental insurance went up 17% last year and another 6.8% on top of that increase this year. Thanks for the savings! (a holes)
“most of them still won’t listen”
So true, the O voters are so clueless.
Don’t forget to add in inflation (there is no inflation /sarc) and whatever the heck gasoline will spike to shortly (election over)... Also the real possibility of losing the mortgage interest deduction...
They do this at my grocery store all the time. Black check-out clerk told me last night that I saved $24.85 - I said no, I spent $62.30 for what used to cost about $24.85. She absolutely had no comprehension. Guy behind me said, “Might as well forget it, she’ll never understand.”
In addition to the insurance premium increase, our docs are now part of a ‘boutique.’ Medical boutiques run an additional $1500/year!
I still have no coverage. It's unclear what my employer will do.
So you’re saying you really can feel all these savings the article mentions? /sarc on
Boutiques huh, hadn’t heard of that junk yet... Sorry to hear that...
Isn't the purpose of an insurance company to save up money so that they can have extra to spend when medical needs rise in the future? If a company spends lower than average in payouts in a given year and wants to save that money for a future, potentially more expensive year, it sounds like they can't do that according to this law. So when they have an expensive year and have less savings to tap into because of these mandated refunds, premiums will have to go up even more.
There is substantial evidence that premium increases are driven largely by rising medical costs, not profit-taking. And insurance companies continue to vigorously oppose the standards.
"The MLR completely ignores the real driver of premium increases," said Robert Zirkelbach, a spokesman for America's Health Insurance Plans, the industry's Washington lobbying arm.
Your comment reminds me of the club card at grocery stores. The store just raised the prices a lot and probably are still making money by someone using the club card.
below is link to just one per google ... get acquainted. It won’t be long before ALL docs are in some practice like this.
Docs are NOT going to be shortchanged on their payments without some other form of compensation. Some genius came up with “boutique” and “concierge” medical practices. It’s gonna cost PLENTY by the time O’care actually kicks in.
Sure, Obamacare saved us money the same way that Hitler saved Germany from the Jews.
Thanks for the information EDINVA, startling actually...
I read your link, then had a look at this one too:
http://www.ama-assn.org/amednews/2012/01/02/bisb0102.htm
This is all going to get very messy and very expensive really fast... By 2016 we’ll all be buried in this nonsense; or without coverage and being fined and pursued by the IRS...
I’ve worked in the health insurance industry on and off for over a decade, I’ve sat in negotiations for large group renewal negotiations and such, have seen the internals of claims and such, and have witnessed the rates increases at 2.5x the CPI for the last decade.
I got notice of renewal due to the ObamaCare changes and almost fell over.
My health insurance went DOWN, for the first time in my life,
by a whopping $0.70 per month, for a grand savings of $8.40 per year.
I called everyone I know to gloat, it was exciting, I bought a six pack to celebrate.
Then I was in the hole again.
I don’t blame the docs one bit. O’care is trying to screw them and they’re trying to stay alive
Our docs’ practice is one of those hybrids, where they take insurance and have a ‘boutique’ fee I think in our case it’s $40/month per patient. Then you can email them, access your own medical records on a secure server 24/7, etc. So the $1500 would be the whole family. In some more upscale practices, the fee is $1500/patient.
I’m so old, I remember when our family’s country doctor made house calls 24/7 for $5 (maybe it was $10)! OV’s were $3 or $5. Long ago and oh, so far away
Well, there you go. If you like expensive beer, you’ll be able to keep drinking it under 0bamacare. Promise fulfilled!
Well I don’t know one person who got a rebate. Everyone’s premiums have gone up. Who is getting these rebates?
WOW!!! 5 or 6 bucks per person!!! WOOOHOOO!!!!
ohhhhh....see what they did there?
They’re calculating favorable calculations before the monstrosity fully kicks in.
“Really? So how does that jive with my health insurance premium increasing 18% for 2013?”
You guys are looking at this wrong. That prescription you have to take once a day went from $120/bottle to $117.80/bottle. Now, did you, or did you not, save money on your medicine?
BTW, two months ago after they increased my premium yet again, my health insurance for my family is now more than my mortgage payment! (Which includes house insurance and taxes).
...................................
Comrades! We have glorious news for you! El A Times
Profit is an expense. Boy, are we in trouble.
My premium for a PPO plan through my work went up %50 for 2013. My guess is that they are trying to push people away from PPOs into HMOs.
Great point! I join you now in 2013 pretty much... My family health insurance plan is now within a few dollars of my mortgage payment (which also includes home insurance and taxes too)... That’s crazy.
Our company received an Obamacare rebate of ~$1000 from our health insurance carrier. Of that, roughly $500 would have been divided among the employees. (Half goes to the company since the company pays for half of the bill.) But, because we all have different plans, and thus paid differing amounts into the employee share of the bill, it would have cost us most of that $500 to pay the bookkeeper to figure out who gets what. Our guesstimate was that each employee would have gotten a check averaging $6. We decided to put our big Obamacare windfall toward next year’s bill instead.
I was thinking of solving the problem Obama-style.
I’ll buy the really nice house I’ve wanted with all sorts of acreage, and on a creek and a pond. That way my mortgage will go way up as I’ll have to borrow so much.
But - my health insurance will go from being 104% of my mortgage to only 30% of my mortgage - look at all the money I will save!! (And I better do it NOW to take advantage of the really low mortgage rates so I can save even more!!)
Actually it is a club card. All our stores offer them but I generally shop at one store most of the time mainly because they also have a gas station which gives $.10 a gallon off for every $50 you spend. The other thing the card gets you is 20% off anything you buy which is the store brand. Some of their stuff I buy because it happens to be made in the U.S.A. Many of the other things I buy the familiar brand because the store brand of the item is really cheap and inferior. They did have 24 bottles of Ozarka water for $2.00 last time I was in there but you could only buy 1 so made a couple of trips and restocked my Obama closet.
They have to raise their premiums a lot, to pay for the non-medical-care costs. For example, costs of building and renovating the new Kaiser facilities in CA are increasing, due to compliance with green building codes and other red tape.
Yup. They increased from 30 grams to 20.
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