“HHS said it will allow plans to charge a higher deductible in order to meet the technical standards for a low-cost policy...’Otherwise, the math doesnt work,’ Cohen said.”
The math still doesn’t work, buddy.
What I’m wondering now is this: in cases where someone is paying premiums that exceed the cost of the Obamacare penalty, wouldn’t it make a certain sense to just drop your health coverage? Since pre-existing conditions can no longer be refused coverage, wouldn’t it make more sense to pay the penalty and then enroll in a plan if and when you get seriously ill?
I read on another forum how a guy intended to "game" the system. Now he's self employed and pays $1200 per month for his coverage. He's healthy and going to drop that, and pay the $2000 fine (or whatever it is, might be lower.) That saves him a little more than $12,000 per year to pocket and pay for what healthcare he needs. If he gets really sick, he just picks up a policy since pre-existing can't be denied.