So now, a man who is not ever going to encounter pregnancy costs is paying for women’s costs for pregnancy. That is the main difference between male and female insurance costs. I know from buying insurance for employees in the past. At one point, we had five men and one woman, and hers cost more than the rest of us combined.
This isn’t insurance any more. It is just cost distribution...and there is no personal accountability on costs...each person gets services, and the whole population is going to split the costs equally. All costs will go up and scarcity will soon ensue, creating less supply, longer waits and even higher costs. Brilliant.
In most places I have worked, that was the case anyway.
There were two rates, Single and Family.
Other wise as a single man under the age of 25, I would have paid a lot more than the single many at the age of 30.
Many companies do this to avoid law suits and to simplify everything.
So now, a man who is not ever going to encounter pregnancy costs is paying for women’s costs for pregnancy.”””
Some companies wanted to make elderly women- well past child bearing age also pay a higher premium.
I fought with one employer that I had had a hysterectomy and since I could never have children, they had to drop my premium.
I sure had them in a tizzy. I actually found another job over the premiums I should not have had to pay.
I asked every year why I should have to pay more since I had a hysterectomy and couldn't get pregnant. The Insurance company stated the additional cost had nothing to do with pregnancy, but couldn't really explain it otherwise.
Anyhow, Hubby cost them lots more than I did, since he was hospitalized 3 times during that time period. I never spent more than $300.00 a year for Doctor, Dentist, Vision, and Medicine.
Cry me a River about how men have to subsidize women. It ain't necessarily so.
By the way, women do not usually experience immaculate conception. Some man out there is also culpable. Pregnancy takes two to tango.