Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

HHS releases rules requiring pre-existing conditions coverage
The Hill ^ | 11/20/12 | Sam Baker

Posted on 11/20/2012 11:36:54 AM PST by Nachum

The Obama administration issued new rules Tuesday that require insurance companies to cover people with preexisting conditions — one of the most popular provisions of President Obama’s healthcare law. The Health and Human Services Department also began to implement other popular, but expensive, parts of the Affordable Care Act. Regulations released Tuesday will prohibit insurers from charging women a higher premium than men, and will require plans in every state to cover certain services.

(Excerpt) Read more at thehill.com ...


TOPICS: Breaking News; News/Current Events
KEYWORDS: 2012; blog; conditions; healthcare; hhs; homosexualagenda; obamacare; preexisting; rules
Navigation: use the links below to view more comments.
first 1-5051-100101-112 next last
Get ready for the rate increases
1 posted on 11/20/2012 11:37:11 AM PST by Nachum
[ Post Reply | Private Reply | View Replies]

To: Jet Jaguar; NorwegianViking; ExTexasRedhead; HollyB; FromLori; EricTheRed_VocalMinority; ...

The list, Ping

Let me know if you would like to be on or off the ping list

http://www.nachumlist.com/


2 posted on 11/20/2012 11:38:20 AM PST by Nachum (The List is off the Google blacklist- www.nachumlist.com)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Jet Jaguar; NorwegianViking; ExTexasRedhead; HollyB; FromLori; EricTheRed_VocalMinority; ...

The list, Ping

Let me know if you would like to be on or off the ping list

http://www.nachumlist.com/


3 posted on 11/20/2012 11:39:18 AM PST by Nachum (The List is off the Google blacklist- www.nachumlist.com)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum; Revolting cat!; Slings and Arrows

My pre-existing condition is oceans of debt. Now cover me!


4 posted on 11/20/2012 11:47:44 AM PST by a fool in paradise (America 2013 - STUCK ON STUPID)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum
Regulations released Tuesday will prohibit insurers from charging women a higher premium than men

It's now illegal to charge women a higher premium than men for medical insurance just because they use more medical services.

But it's still perfectly legal to charge men more for life insurance and car insurance because they cost more to cover.

5 posted on 11/20/2012 11:51:36 AM PST by Sherman Logan
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

This is welfare, but it isn’t anywhere near “insurance”, by miles.

Pay the bill, suckers. Oh, my.


6 posted on 11/20/2012 11:52:51 AM PST by RitaOK ( VIVA CHRISTO REY / Public education is the farm team for more Marxists coming.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: everyone


Never Surrender! Call your governors!

Support Free Republic Today

7 posted on 11/20/2012 11:55:25 AM PST by onyx (FREE REPUBLIC IS HERE TO STAY! DONATE MONTHLY! IF YOU WANT ON SARAH PALIN''S PING LIST, LET ME KNOW)
[ Post Reply | Private Reply | To 6 | View Replies]

To: Sherman Logan
But it's still perfectly legal to charge men more for life insurance and car insurance because they cost more to cover?

Not in socialist California. Auto insurance is unisex rated. Also, I fully expect unisex rating legislation on all insurance products including life insurance nationally. Just a matter of time.

8 posted on 11/20/2012 11:56:08 AM PST by Nachum (The List is off the Google blacklist- www.nachumlist.com)
[ Post Reply | Private Reply | To 5 | View Replies]

To: Nachum

So, the ACA is still being written, long after it was passed. That is an abomination unto itself, that the House and Senate of the USA passed a bill that was not in any way complete. I’m not up on the rules of Congress, but that certainly it seems as if passing laws that are not even written yet should not be legal. Not that it’s ever stopped this bunch before.

Pelosi told the truth (for once) and it served as a warning, when she said it would have to be passed so we could see what was in it.


9 posted on 11/20/2012 11:56:54 AM PST by Clarence
[ Post Reply | Private Reply | To 1 | View Replies]

To: Sherman Logan
But it's still perfectly legal to charge men more for life insurance and car insurance because they cost more to cover.

Here in Pennsylvania they installed "gender equity" in car insurance rates many years ago (and my two daughters got royally SCROOOOOOOD as a result)


10 posted on 11/20/2012 11:57:41 AM PST by Buckeye McFrog
[ Post Reply | Private Reply | To 5 | View Replies]

To: Nachum
Medicare Part B Premium for 2013 will be $105 a month.

Whether you're getting $1000 a month or $2000 a month...everyone pays the $105 out of their SS check.

With so many seniors now on SS, this should be rather lucrative for the government....which is probably why Obama robbed 2% of the SS Fund for the last 2 years.

Also, first time SS paid out more than it took in.....and no one noticed.

11 posted on 11/20/2012 12:02:41 PM PST by Sacajaweau
[ Post Reply | Private Reply | To 1 | View Replies]

To: RitaOK

Great news. Obamacare is collapsing. Only 14 states agree to fund Exchanges and 30% increase in poverty level medicaid. Its is becoming clear that it is over for this program. And the Supreme Court ruled states cannot be punished in any way.!! 20 states have clearly opted out. Sabilious had to extend the deadline to opt in until December 15. It was embarrassing obammy how few had agreed to get screwed. This is wonderful news.Obamacare is finished!!


12 posted on 11/20/2012 12:03:43 PM PST by willowdean
[ Post Reply | Private Reply | To 6 | View Replies]

To: Buckeye McFrog; Nachum

I bow to your superior knowledge of insurance pricing in different states. Lots of states do still allow this discrimination.

If I remember correctly, teenage boys have something like 5x the property damage rate for car insurance as teenage girls. Who bang up quite a few cars themselves.


13 posted on 11/20/2012 12:10:01 PM PST by Sherman Logan
[ Post Reply | Private Reply | To 10 | View Replies]

To: Nachum
Not in socialist California. Auto insurance is unisex rated.

That's just a name game. In actuality, the higher premiums for the men are paid for by the higher premium they charge women to cover the difference.

The same will happen in health insurance, everybody will pay an equal but substantially higher premium.

Socialism makes everybody equally miserable........

14 posted on 11/20/2012 12:12:04 PM PST by Red Badger (Lincoln freed the slaves. Obama just got them ALL back......................)
[ Post Reply | Private Reply | To 8 | View Replies]

To: Clarence
I’m not up on the rules of Congress, but that certainly it seems as if passing laws that are not even written yet should not be legal.

For decades now, Congress has written "laws" that consist of a vague goal and authorization for federal agencies to write regulations to implement that goal.

15 posted on 11/20/2012 12:12:45 PM PST by Sherman Logan
[ Post Reply | Private Reply | To 9 | View Replies]

To: Sherman Logan; Clarence

Clean Water Act, Clean Air Act are great examples. CWA originally covered only “navigable waterways” and now covers anything wet, or even dry land if cattails or other ‘aqueous” plants grow on it.


16 posted on 11/20/2012 12:20:39 PM PST by DBrow
[ Post Reply | Private Reply | To 15 | View Replies]

To: Nachum

I want pre-existing coverage required when I sign up for Car Insurance.

(*Hic!*)

Really Ocifer! I only had like mebbe a cupla beersSSs!


17 posted on 11/20/2012 12:22:59 PM PST by Uncle Miltie
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum
Great. First a massive unread bill that no one can understand. Now another 300-400 pages or so of rules to implement what's probably a few pages in the bill.

We're going to need multi-terabyte hard drives if we ever tryt to download the final copies of everything.

18 posted on 11/20/2012 12:39:55 PM PST by ken in texas (I was taught to respect my elders but it keeps getting harder to find any.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Red Badger
The same will happen in health insurance, everybody will pay an equal but substantially higher premium.

Nope. ObamaPhone Lady won't pay a dime for full coverage.

19 posted on 11/20/2012 12:47:59 PM PST by montag813
[ Post Reply | Private Reply | To 14 | View Replies]

To: Nachum

Reap the whirlwind slaves! That is now my standard response to anyone that has any complaint about higher costs, higher taxes, etc.


20 posted on 11/20/2012 1:07:16 PM PST by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: montag813
I had a discussion with my coworkers today about the “free” coverage. They thought that as more people got coverage the cost would go down. I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill.

They were quiet after that.

21 posted on 11/20/2012 1:09:06 PM PST by USAF80
[ Post Reply | Private Reply | To 19 | View Replies]

To: montag813
I had a discussion with my coworkers today about the “free” coverage. They thought that as more people got coverage the cost would go down. I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill.

They were quiet after that.

22 posted on 11/20/2012 1:10:29 PM PST by USAF80
[ Post Reply | Private Reply | To 19 | View Replies]

To: Nachum

So now, a man who is not ever going to encounter pregnancy costs is paying for women’s costs for pregnancy. That is the main difference between male and female insurance costs. I know from buying insurance for employees in the past. At one point, we had five men and one woman, and hers cost more than the rest of us combined.

This isn’t insurance any more. It is just cost distribution...and there is no personal accountability on costs...each person gets services, and the whole population is going to split the costs equally. All costs will go up and scarcity will soon ensue, creating less supply, longer waits and even higher costs. Brilliant.


23 posted on 11/20/2012 1:19:54 PM PST by ilgipper (Obama supporters are comprised of the uninformed & the ill-informed)
[ Post Reply | Private Reply | To 1 | View Replies]

To: USAF80
I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill.

They were quiet after that.

I am surprised at least one didn't argue until blue in the face that it wasn't true. Too many have completely abandoned logic and common sense in our society.

24 posted on 11/20/2012 1:22:44 PM PST by ilgipper (Obama supporters are comprised of the uninformed & the ill-informed)
[ Post Reply | Private Reply | To 22 | View Replies]

To: Nachum

“HHS said it will allow plans to charge a higher deductible in order to meet the technical standards for a low-cost policy...’Otherwise, the math doesn’t work,’ Cohen said.”

The math still doesn’t work, buddy.

*

What I’m wondering now is this: in cases where someone is paying premiums that exceed the cost of the Obamacare penalty, wouldn’t it make a certain sense to just drop your health coverage? Since pre-existing conditions can no longer be refused coverage, wouldn’t it make more sense to pay the penalty and then enroll in a plan if and when you get seriously ill?


25 posted on 11/20/2012 1:23:21 PM PST by DemforBush (100% Ex-Democrat.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum
"require insurance companies to cover people with preexisting conditions"

The term 'insurance' is not relevant to FORCED, nationalized health care. Call them 'coverage' companies.

26 posted on 11/20/2012 1:29:07 PM PST by Obama_Is_Sabotaging_America (IMPEACH OBAMA)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

Requiring companies to cover people for things that happened last year. Brilliant.


27 posted on 11/20/2012 1:33:51 PM PST by LibWhacker
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

The reason they want pre-existing condition coverage is to eventually complain about the cost of them. Some day these people will be referred to the death panels. The death panel will determine that your newly discovered stage 3 or 4 cancer doesn’t meet the cost/benefit analysis, and you will be prescribed pain killers.


28 posted on 11/20/2012 1:37:52 PM PST by xzins (Retired Army Chaplain and Proud of It! True supporters of our troops pray for their victory!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

The reason they want pre-existing condition coverage is to eventually complain about the cost of them. Some day these people will be referred to the death panels. The death panel will determine that your newly discovered stage 3 or 4 cancer doesn’t meet the cost/benefit analysis, and you will be prescribed pain killers.

And, they’ll use the same argument. Compassion. Out of compassion we need to cover these poor souls.

Future: out of compassion we need to ease their suffering out of this world.


29 posted on 11/20/2012 1:39:18 PM PST by xzins (Retired Army Chaplain and Proud of It! True supporters of our troops pray for their victory!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: USAF80
I had a discussion with my coworkers today about the “free” coverage. They thought that as more people got coverage the cost would go down. I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill. They were quiet after that.

Why can't Republican politicians be as good as you at making a point on an issue?

30 posted on 11/20/2012 1:41:20 PM PST by Moonman62 (The US has become a government with a country, rather than a country with a government.)
[ Post Reply | Private Reply | To 22 | View Replies]

To: Nachum
They have just changed their business model, they have thrown all actuarial responsibility out the window and exposed them to a moral hazard.

This will collapse the insurers which is their goal...

31 posted on 11/20/2012 1:43:14 PM PST by taildragger (( Tighten the 5 point harness and brace for Impact Freepers, ya know it's coming..... ))
[ Post Reply | Private Reply | To 1 | View Replies]

To: Uncle Miltie
I want pre-existing collision coverage required when I sign up for Car Insurance.
32 posted on 11/20/2012 1:50:44 PM PST by reg45 (Barack 0bama: Implementing class warfare by having no class.)
[ Post Reply | Private Reply | To 17 | View Replies]

To: Obama_Is_Sabotaging_America
"require insurance companies to cover people with preexisting conditions"

I thought the 1996 HPPA law did that already...

33 posted on 11/20/2012 1:55:46 PM PST by TurboZamboni (Looting the future to bribe the present)
[ Post Reply | Private Reply | To 26 | View Replies]

To: Nachum
“Covering people with preexisting conditions is expensive, and the law seeks to bring younger, healthier people into the system to offset the additional costs of covering sick people”

There's your tax “younger, healthier people”. To all the fools that voted for Obama, look in the mirror and say “dumb ass”.

34 posted on 11/20/2012 2:01:32 PM PST by tobyhill
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

this was withheld until after the election, of course. no one called them on it.

and the obamites couldn’t stop talking about mittens’ “hidden” tax returns. the only thing “hidden” from us was what he was planning on doing to our health care as soon as he was safely reelected.


35 posted on 11/20/2012 2:02:11 PM PST by JohnBrowdie (http://forum.stink-eye.net)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

So do these rules not apply in states that have refused to set up Obama’s exchanges?


36 posted on 11/20/2012 2:21:04 PM PST by Jedidah
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

I feel bad for all the youth, and people after, who will never have known the joy of living in a country that was free, wasn’t completely broke and had a ton of cutting edge industries that served the population brilliantly.


37 posted on 11/20/2012 2:27:26 PM PST by Psycho_Bunny (Thought Puzzle: Describe Islam without using the phrase "mental disorder" more than four times.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: willowdean

are you kidding? They will force it through.


38 posted on 11/20/2012 2:31:39 PM PST by PghBaldy (Pete Hoekstra RE: Petraeus "There's more here than meets the eye.")
[ Post Reply | Private Reply | To 12 | View Replies]

To: Nachum
"Regulations released Tuesday will prohibit insurers from"

considering reality in the determination of prices.

But this isn't reality any more. This is...


39 posted on 11/20/2012 2:33:07 PM PST by chuck_the_tv_out
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

Communal Communist Obamanation Revenge File.


40 posted on 11/20/2012 2:35:16 PM PST by Graewoulf ((Traitor John Roberts' Obama"care" violates Sherman Anti-Trust Law, AND the U.S. Constitution.))
[ Post Reply | Private Reply | To 1 | View Replies]

To: USAF80
Not only will more people getting coverage drive costs up, but, combined with docs choosing to drop out of this nightmare, there will be less docs to treat the massive increase of those "covered".

Tell your friends that you hope they enjoy the *Medicaid* they voted for.

41 posted on 11/20/2012 2:42:29 PM PST by Jane Long (Philippians 2:11)
[ Post Reply | Private Reply | To 22 | View Replies]

To: Jedidah


So do these rules not apply in states that have refused to set up Obama’s exchanges?

Yes, yes this will affect all insurance companies in all states and territories in the country.

The next question to ask is if the ObamaCare waivers for 2013 will allow those who receive the waiver to waive off the Pre-X regs.

This has turned into the enslavement of able bodied working aged males. They will be doubly burdened by the normalized premiums, both by gender nuetral and age nuetral normalization.

Expect to see the numbers of uninsured younger working age men in this country to skyrocket over the next 5 years , to at least double the current levels. Paying the yearly fine will be substantially cheaper than carrying the insurance.

This is exactly what happened in Massachusetts due to RomneyCare, and it will now spread throughout the country.

http://www.freerepublic.com/focus/f-news/2916380/posts

RomneyCare 2.0 With costs rising fast, Massachusetts moves to dictate medical care
Wall St. Journal ^ | August 5, 2012

Posted on Thursday, August 09, 2012 7:01:54 AM by grundle


42 posted on 11/20/2012 2:44:12 PM PST by JerseyHighlander
[ Post Reply | Private Reply | To 36 | View Replies]

To: Nachum
Also, I fully expect unisex rating legislation on all insurance products including life insurance nationally. Just a matter of time.

I can't wait to see the look on Sandra Fluck's face (actually, I can wait) when she finds out her insurance premiums are going to pay for me to have Viagra.

43 posted on 11/20/2012 3:06:56 PM PST by Cyber Liberty (Obama considers the Third World morally superior to the United States.)
[ Post Reply | Private Reply | To 8 | View Replies]

To: Nachum


44 posted on 11/20/2012 3:58:25 PM PST by Chode (American Hedonist - *DTOM* -ww- NO Pity for the LAZY)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Obama_Is_Sabotaging_America
The term 'insurance' is not relevant to FORCED, nationalized health care. Call them 'coverage' companies.

True. Or call them payers. The next step is single payer which is the overt goal of Obamacare. The final step is nationalized medicine since the single payer will dictate everything.

45 posted on 11/20/2012 4:15:04 PM PST by palmer (Jim, please bill me 50 cents for this completely useless post)
[ Post Reply | Private Reply | To 26 | View Replies]

To: taildragger
This will collapse the insurers which is their goal...

Yep, and there's another goal after that.

46 posted on 11/20/2012 4:17:16 PM PST by palmer (Jim, please bill me 50 cents for this completely useless post)
[ Post Reply | Private Reply | To 31 | View Replies]

To: Nachum

I take Synthroid for a thyroid disease, and as such I take medication daily and will continue to have to do so for the rest of my life. I also need to have a blood test every so often to check those levels to make sure they’re where they need to be.


47 posted on 11/20/2012 4:17:44 PM PST by wastedyears (I don't want to live on this planet anymore.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum

Screw Buckwheat’s Nazi decrees. It’s time for states to arrest federal fascist bureaucrats and send them to prison. Ninety-nine years with possibility for parole in 100 years.


48 posted on 11/20/2012 4:31:44 PM PST by sergeantdave (The FBI has declared war on the Marine Corps)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Nachum
The Health and Human Services Department also began to implement other popular, but expensive, parts of the Affordable Care Act

Expensive and affordable? Only in the mind of a liberal.

49 posted on 11/20/2012 4:32:36 PM PST by South40 ("Islam has a proud tradition of tolerance." - Barack Hussein Obama - Cairo, Egypt, June 4, 2009.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Sacajaweau

Are you saying that EVERYONE will have to pay this Part B coverage at $105 a month?

I don’t carry it and I know others who also don’t carry it.

Some of them are covered by the VA, so for them it is definately a coverage they don’t use.

I am healthy enough to not spend the money. I have been on Medicare for over 8 years and I haven’t used a penny of it.


50 posted on 11/20/2012 4:46:21 PM PST by ridesthemiles
[ Post Reply | Private Reply | To 11 | View Replies]


Navigation: use the links below to view more comments.
first 1-5051-100101-112 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson