This sounds like what health insurance SHOULD be, not the cradle to grave coverage people are used to these days. Why should health insurance cover basic maintenance? Your car insurance doesn’t cover oil changes, and new tires.
I hear you, why is it so much to ask for people to spend a few thousand a year on their own health. Insurance should be for wealth preservation, not to pay for every cut and bruise.
ObamaCare Putting Squeeze on Health Savings Accounts