Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Dallas employers moving to high-deductible health plans
Dallas Morning News ^ | 11/19/12 | Jim Landers

Posted on 11/19/2012 6:24:39 PM PST by mdittmar

WASHINGTON — Companies that offer health insurance for their workers are trying to find policies that provide lots of preventive care and the best value for major medical expenses, while leaving most of what lies in between to the consumer.

Health benefit managers from companies across the country described this ambition last week during the National Business Group on Health’s annual conference.

“You protect against catastrophe and provide access to preventive care, while everything in the middle becomes personal responsibility,” said Christine Whipple, executive director of the Pittsburgh Business Group on Health.

Policies using this approach are high-deductible plans, where employees get free checkups but have to pay $1,500 to $3,000 or more of other annual medical expenses. They are usually combined with Health Savings Accounts or health-reimbursement accounts (which provide employees with some of the cost of the care they consume).

For in-patient surgeries or hospital stays, high-deductible plans pay amounts over that deductible. The insuring companies, meanwhile, try to provide incentives that send employees to hospitals with good outcomes and lower costs.

(Excerpt) Read more at dallasnews.com ...


TOPICS: News/Current Events
KEYWORDS:
Navigation: use the links below to view more comments.
first previous 1-2021-25 last
To: sarasmom

-— could afford my own insurance premiums, if I didn’t have to also pay for actual medical care for millions of “free” government medicare and medicaid patients,and lets not forget all the emergency room freeloaders, a large percentage of which are foreign illegal aliens. ——

Correct. They knew where this would lead, and the “solution,” more government.

Frustrating as hell.


21 posted on 11/19/2012 8:37:53 PM PST by St_Thomas_Aquinas (Viva Christo Rey!)
[ Post Reply | Private Reply | To 20 | View Replies]

To: sarasmom

If you put a panty on your head and rob a bank I will be greatly disappointed.


22 posted on 11/19/2012 8:39:29 PM PST by eyedigress ((zOld storm chaser from the west)/?)
[ Post Reply | Private Reply | To 20 | View Replies]

To: nascarnation
I b!tched about my 7 grand out of pocket this year

Only that part (if any) that exceeds 07.5% of your income is deductible on your taxes.

23 posted on 11/19/2012 8:47:07 PM PST by Graybeard58 (What G.O.P.e. candidate is in store for us in 2016?)
[ Post Reply | Private Reply | To 3 | View Replies]

To: eyedigress
LOL!

I promise you I won't ever be formally charged with something as uncouth and ill-bred as that!

24 posted on 11/19/2012 9:31:11 PM PST by sarasmom
[ Post Reply | Private Reply | To 22 | View Replies]

To: Graybeard58

It came out of my HSA so I’ve already received the tax “benefit”


25 posted on 11/20/2012 1:50:53 PM PST by nascarnation (Baraq's economic policy: trickle up poverty)
[ Post Reply | Private Reply | To 23 | View Replies]


Navigation: use the links below to view more comments.
first previous 1-2021-25 last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson