That they didn’t have the best of examples may be quite true, but at the end of the day the only people who failed these idiots is themselves. They are, supposedly, adults - after all, they can vote, drive and drink, can’t they - so they are, ultimately, responsible for their own actions, and in particular are responsible for managing their own financial affairs in a prudent manner.
Anyone with half a brain can see that going $50k to $100k into debt for a degree that leads to a job paying $20k to $40k a year is sheer idiocy, so those amongst these babies who couldn’t even make that simple calculation deserve their own fate.
I’m sure most parents here, if necessary, would allow their kids to move back home, on condition that they are working and paying everything they can onto their loans.
If that was the situation.