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To: unique
If you have an ARM and the value has dropped 40% you would, or you'd end up foreclosed. I have a fixed second as a result of a recent divorce. Have been unable to refinance due to drop in value. Maybe I can do so now. I, and many others, are good for the money. Those who bought way above their means are the problem, they should be ineligible for these loans, but won't be.
8 posted on 07/01/2009 11:28:22 AM PDT by east1234 (It's the borders stupid! My new enviromentalist inspired tagline: cut, kill, dig and drill)
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To: east1234
I, and many others, are good for the money.

I'm sure you are, and I sympathize with you in your situation. However, why is it my responsibility to help you refinance your loan? Has it become a right in this country to own a house?

12 posted on 07/01/2009 11:34:28 AM PDT by thesharkboy (<-- Looking for the silver lining in every cloud, since 1998)
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To: east1234

Although I see your point, lots of those securing the 125% will default and the loss will be 30%-35% to the government which owns these entities - that’s a loss to all of us.

Handing out 25% more than the property is worth is welfare.

Actually, I’d walk away from the house - but, on the other hand - I wouldn’t buy the house in the first place.


15 posted on 07/01/2009 11:38:54 AM PDT by unique
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