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Bad car loans joined by car and credit card problems
MSN Money ^ | 01 October 2008

Posted on 10/02/2008 9:30:30 PM PDT by Lorianne

While the market was busy looking at all of those "For Sale" signs around most neighborhoods, it forgot that people also put three or four expensive cars in their driveways and bought $5,000 home entertainment centers.

Someone has to pay for all of that hardware, but it is not going to be the people who bought it. They are broke and jobless. The repo men are being sent from car loan companies and Best Buy to get the stuff back.

Unfortunately, used cars and consumer electronics have not held their value.

(Excerpt) Read more at blogs.moneycentral.msn.com ...


TOPICS: Business/Economy
KEYWORDS: credit
Repo Man ... great movie. Before gargantuan TV screen days though.
1 posted on 10/02/2008 9:30:30 PM PDT by Lorianne
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To: Knitebane

Ping! WHO do these people remind you of? :-)


2 posted on 10/02/2008 9:35:21 PM PDT by hiredhand (Understand the CRA and why we're facing economic collapse - see my about page.)
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To: Lorianne
Repo Man ... great movie.

Until some doofus in a Hollywood studio ruins it by remaking it.

3 posted on 10/02/2008 9:35:43 PM PDT by GOP_Raider (If I wanted a Chicago politician as my President, I'd vote for Richard Daley)
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To: Lorianne

predatory lending practices are found in much of the “junk mail” that many of us sort through every day...


4 posted on 10/02/2008 9:36:44 PM PDT by antioscar
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To: antioscar

My sorting consists of a snappy wrist fling into the round file.


5 posted on 10/02/2008 9:38:54 PM PDT by Lorianne
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To: Lorianne

Growing up poor in the South, I always asked my parents how people afforded this stuff. “Credit”, they said. “They don’t actually pay for it.” It really exploded in the ‘90s, and I knew it would all fall in one day. I kept saving up my money, paid cash, and I’m doing pretty well.


6 posted on 10/02/2008 9:40:00 PM PDT by CPC24
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To: Lorianne

I’m sending all my credit card bills to 1600 Pennsylvania Ave, Washington, DC with a note that says

“My neighbor down the street is getting his mortgage paid off. I don’t have a mortgage since, unlike my neighbor, I didn’t think I could afford one. But I do have some credit cards and I’d appreciate it if you’d bail me out.”

And I think I’ll send one to my congressmen/women who voted for this and ask them to forward it to the treasury department with their recommendation that the treasury pay it.


7 posted on 10/02/2008 9:40:40 PM PDT by Terry Mross
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To: Lorianne

Where do I go to get one of these huge, repoed TVs cheap? Since the government has decided I can’t get repoed houses cheap, I’ve decided to improve my lifestyle instead.


8 posted on 10/02/2008 9:44:26 PM PDT by VanShuyten ("Ah! but it was something to have at least a choice of nightmares.")
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To: Lorianne

The comments after the story are hilarious. People railing against Wall St even though the story is about normal people overextending their credit.

The very first guy bemoans the fact that his gas-guzzling Yukon he bought 7 months ago—during the middle of the height of gas prices—dropped 15K in value. No kidding, sherlock?

These people are all Obama voters, too. Brain-dead imbeciles.


9 posted on 10/02/2008 9:50:59 PM PDT by j-damn
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To: VanShuyten

Check your local craigs list. I’ve gotten some sweet deals in the past few days.


10 posted on 10/02/2008 10:09:52 PM PDT by retrocon
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To: retrocon

The Craig’s List owner donated $30,000 to Zero.

Just an FYI.


11 posted on 10/02/2008 10:13:57 PM PDT by Salamander (Blue Öyster Cult is the soundtrack to the Revolution.)
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To: Lorianne
The trouble with "bailing out" irresponsible people is that it breeds new waves of them who then feel "entitled" to the same. That is the fatal flaw of liberalism.

Liberalism exists in a different dimension, where mistakes are repeated endlessly with no apparent consequences, and the irresponsible can grow indefinitely with no end in sight.

I won't bore you with stories I witnessed personally over the last ten years. I just shook my head and kept my mouth shut.

As recently as 6 months ago I was smiling as I was attacked right here on FR for choosing the prudent alternative to "big detroit iron" at $35k and up.

The funniest recent story was an auction a neighbor attended where a new $24k Prius went for $26k, and a new Hummer II went for $18.5k.

I wonder how the big-screen TV business with payments spread over 5 years is working out...?

12 posted on 10/02/2008 10:36:06 PM PDT by Publius6961 (Change is not a plan; Hope is not a strategy.)
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To: j-damn

I’ve heard of some wisdom that you spend as much as you can during bust times, saving during boom times.


13 posted on 10/09/2008 12:22:56 PM PDT by John Will
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