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Extra pounds mean insurance fees for Ala. workers
Yahoo.com ^ | August 22, 2008 | Phillip Rawls

Posted on 08/22/2008 8:18:33 AM PDT by cdga5for4

MONTGOMERY, Ala. - Alabama, pushed to second in national obesity rankings by deep-fried Southern favorites, is cracking down on state workers who are too fat.

The state has given its 37,527 employees a year to start getting fit — or they'll pay $25 a month for insurance that otherwise is free.

(Excerpt) Read more at news.yahoo.com ...


TOPICS: Culture/Society; News/Current Events; US: Alabama
KEYWORDS: govwatch; health; healthinsurance; obesity; workplace
Free? Free? Yeah, nobody pays for the insurance. The insurance company just does it out of the kindness of its own heart. Free? FRee? FREe? FREE?
1 posted on 08/22/2008 8:18:33 AM PDT by cdga5for4
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To: cdga5for4

The news isn’t that there will be a $25 charge for their health insurance. The news is that the employees don’t pay a dime in the first place. Must be nice.


2 posted on 08/22/2008 8:22:25 AM PDT by Wolfie
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To: cdga5for4

Yea, in this case, the “free” insurance is payed by the taxpayers.


3 posted on 08/22/2008 8:22:52 AM PDT by caver (Yes, I did crawl out of a hole in the ground.)
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To: cdga5for4

$25 a month???? How About $100-$200 a month? They get FREE INSURANCE? If I was a resident of Alabama I’d be screaming....wonder how much the employees of companies there have to pay for THEIR insurance as a matter of course.


4 posted on 08/22/2008 8:24:41 AM PDT by goodnesswins (IN GOD WE TRUST)
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To: Wolfie
When I was a NJ State employee, we did not have to pay for our insurance either.

$25 is less that I pay now for my insurance....

5 posted on 08/22/2008 8:26:43 AM PDT by Jersey Republican Biker Chick (Some days it is not worth chewing through the restraints.)
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To: Wolfie

dittos. EVERY employee should be paying something. Not just the fat ones.


6 posted on 08/22/2008 8:27:07 AM PDT by Ron in Acreage (Drill here. Drill now. Drill Paris.)
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To: cdga5for4

The war on the overweight is only beginning.


7 posted on 08/22/2008 8:28:06 AM PDT by mysterio
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To: cdga5for4

This year Alabama will see a spike in gastric bypass and liposuction surgeries.


8 posted on 08/22/2008 8:28:57 AM PDT by ConservaTexan (February 6, 1911)
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To: cdga5for4
First they came for the smokers.....
Then they came for the fatties.........
Then they came for the _______________.......
When they came for me there was no one left to ally with.

Just a little paraphrase.

9 posted on 08/22/2008 8:29:18 AM PDT by Just another Joe (Warning: FReeping can be addictive and helpful to your mental health)
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To: Gabz; CSM; Eric Blair; SheLion

We told them the smokers were only the beginning ping.


10 posted on 08/22/2008 8:30:43 AM PDT by Just another Joe (Warning: FReeping can be addictive and helpful to your mental health)
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To: cdga5for4

Freepers have an interesting view of liberty.
Some things are about personal choice and liberty, such as consuming resources in a disproportionate fashion simply because one can afford it.
But other things can be universally condemned as costing an employer therefore not a valid choice, such as smoking and being obese.


11 posted on 08/22/2008 8:31:21 AM PDT by brownsfan (Algore makes P.T. Barnum look like a piker.)
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To: cdga5for4
Everyone certainly has a right to eat anything there heart desires.

That being said I do not see why anyone would want to be obese. I used to be for a short period in my life after I got married. I have slimmed down now and eat right. I do cheat once in a while. But everything is better when you are in shape. Period.

12 posted on 08/22/2008 8:31:44 AM PDT by JackDanielsOldNo7 (On guard until the seal is broken)
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To: Just another Joe

“First they came for the smokers.....
Then they came for the fatties.........
Then they came for the _______________.......
When they came for me there was no one left to ally with.

Just a little paraphrase.”

We are on the same page.
If Obama is elected I’ll tell you what’s next. You’ll be paying $50 a round for ammo.


13 posted on 08/22/2008 8:33:40 AM PDT by brownsfan (Algore makes P.T. Barnum look like a piker.)
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To: goodnesswins
People continually carp about federal spending - which is in itself disgusting.

They don't seem to realize how ruinous state and municipal spending is as well.

I'm OK with 30 cents of my federal tax dollar going to pay for a military that can respond in hours to any threat anywhere on the planet.

I'm not so OK with 30 cents of my property tax dollar going to a local police force that took TEN MINUTES to respond to a 911 call of shots fired a QUARTER MILE from their closest stationhouse.

14 posted on 08/22/2008 8:34:51 AM PDT by wideawake (Why is it that those who call themselves Constitutionalists know the least about the Constitution?)
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To: cdga5for4

or they’ll pay $25 a month for insurance that otherwise is free.

Time to sue.
Does the State charge extra for employees
that smoke
that use drugs
that use alcohol
that live in high crime areas
who engage is health risky homosexual sex
that are liberal


15 posted on 08/22/2008 8:37:37 AM PDT by SECURE AMERICA (Got Freedom ? Thank a Veteran...... Want to keep Freedom? Don't vote Obama)
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To: cdga5for4

The state should require employees to smoke and gain weight. Then their early demise will cut pension payments. This would appear to be the only means of relief for the beleaguered taxpayer.


16 posted on 08/22/2008 8:45:19 AM PDT by Freds2nd
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To: wideawake

I hate these “chart based insurance rates” as I am off several charts. I am 43 and go 5’11” and weigh 200 - considered overweight by any chart you can find. I was considered “high risk” by the insurance. Let’s just say she didn’t need a tourniquet to find an artery in my arm. I have about 7% bodyfat and my inseam is still longer than my waist size - yet I am high risk if you go strictly by the charts.


17 posted on 08/22/2008 8:46:27 AM PDT by Cyclone59 (umm, - that decision, ummm, is above my paygrade)
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To: Cyclone59
BMI charts are almost completely useless.

Waist size vs. height is a much better metric, but it is rarely used.

18 posted on 08/22/2008 8:53:27 AM PDT by wideawake (Why is it that those who call themselves Constitutionalists know the least about the Constitution?)
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To: Just another Joe
I been tryin to tell them.......
(caffeine next???)
19 posted on 08/22/2008 8:53:51 AM PDT by mpackard (Proud mama of a Sailor.)
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To: cdga5for4

I work for a Fortune 500 company, and the way they work it is to charge the employees a whole lot for insurance, then offer discounts for you running thru a lot of hoops. If I log 20 miles a week walking, I get a discount, I quit smoking last year and got another discount, go get a physical once a year, and another discount, etc. My wife, same deal. I had a goal of losing weight and getting after my health anyway, so it wasn’t too big of a deal. And my wife is a health nut and runner, so she hasn’t an issue with it either.


20 posted on 08/22/2008 8:53:53 AM PDT by SoDak (Anything but obama)
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To: Cyclone59
I am 43 and go 5’11” and weigh 200

Dont feel bad. I am 38 5'11'' and weigh 185. very good shape very little fat and I am MORBIDLY OBESE by these charts.

21 posted on 08/22/2008 8:59:44 AM PDT by JackDanielsOldNo7 (On guard until the seal is broken)
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To: Cyclone59

ME TOO! BMI sucks.....my husband’s company’s little “survey” we took to save $100 on our deductibles told me I was fat and drank too much wine.....because of the BMI only chart they used, and I said I drank a glass of red wine a day.....I’m in better shape than lots of people 20-30 years younger than me! (Lots more muscle mass than most which as you know means a higher weight)


22 posted on 08/22/2008 9:01:28 AM PDT by goodnesswins (IN GOD WE TRUST)
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To: Cyclone59

ME TOO! BMI sucks.....my husband’s company’s little “survey” we took to save $100 on our deductibles told me I was fat and drank too much wine.....because of the BMI only chart they used, and I said I drank a glass of red wine a day.....I’m in better shape than lots of people 20-30 years younger than me! (Lots more muscle mass than most which as you know means a higher weight, plus really strong bones)


23 posted on 08/22/2008 9:02:16 AM PDT by goodnesswins (IN GOD WE TRUST)
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To: wideawake
BMI charts are almost completely useless.

In my late 20s, I was 6-7 and 215 pounds. Hardly any body fat. BMI said I was borderline overweight, even though I was doing four-hour plus workouts.

Any system that does not accomodate natural human variability is stupid.

24 posted on 08/22/2008 9:02:17 AM PDT by dirtboy
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To: Ron in Acreage
EVERY employee should be paying something. Not just the fat ones.

Every employee does pay, in the form of reduced wages for the amount the company (state) picks up. If the company passed the dollar amount on to the employee, the employee would likely get paid the difference and then be deducted the premium from their paycheck. Nets the same regardless.

25 posted on 08/22/2008 9:04:12 AM PDT by IYAS9YAS
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To: cdga5for4

So why not just give them the surgery on their stomach....what it is called...lapband? Would that not be cheaper?


26 posted on 08/22/2008 9:05:55 AM PDT by Morgana ( "There is no god but allah, and Barack is his prophet.")
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To: dirtboy
Any system that does not accomodate natural human variability is stupid.

BMI values are calculated using a base population that consists (or really consisted) of middle-class adult Belgians in the 1840s.

It's ridiculous.

27 posted on 08/22/2008 9:07:50 AM PDT by wideawake (Why is it that those who call themselves Constitutionalists know the least about the Constitution?)
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To: brownsfan

You’ve noticed that too!


28 posted on 08/22/2008 9:08:09 AM PDT by Red in Blue PA (Truth : Liberals :: Kryptonite : Superman)
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To: SECURE AMERICA; Chode; All

You brought up an excellent point!!!!!!!!!

Why are the filthy disease ridden queers not made to pay $100. dollars extra??????????????

Do you know how much AIDS costs the health care system? Much much more the fat people do!!!!!!!!!!!!!!!


29 posted on 08/22/2008 9:08:58 AM PDT by Morgana ( "There is no god but allah, and Barack is his prophet.")
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To: goodnesswins

This has been one of those quiet secrets that most folks from Bama don’t blab much about. You have to remember this....while they get free health insurance...they get paid $18k to $28k for most state jobs. All of the state bus drivers get the free health insurance deal....but get almost minimum wage for their hours...although there are complaints because of the healthcare situation. Same deal for the clerks at the county tag office...who bring home $20k a year on average.

As a kid growing up in Bama...one of the neighbors was a county school carpenter....the school system kept their private crew of plumbers, roofers and carpenters. All of these guys were happy with their free healtcare deal and never complained about the situation...even though they were taking home a pretty low wage.


30 posted on 08/22/2008 9:20:30 AM PDT by pepsionice
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To: pepsionice

You make a good point.....which the article didn’t seem to make.....


31 posted on 08/22/2008 9:22:34 AM PDT by goodnesswins (IN GOD WE TRUST)
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To: JackDanielsOldNo7

Have you ever considered that some people don’t want to be obese but due to medical issues, they are overweight and most likely will be for the rest of their lives? I am happy that you are physically able to be in shape. God Bless you that you are healthy and doing well.


32 posted on 08/22/2008 9:46:13 AM PDT by Cate (Thank God for the USA and our troops!)
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To: SECURE AMERICA

Absolutely, were I an employee, I’d be contacting a lawyer. Unless they are going to charge extra for ALL high risk groups, they can’t just pick on one.

Homosexuals first on the list.

Smokers, sky divers, the unmarried, diabetics, alcoholics, anyone who uses drugs, people with high blood pressure. . .

Do it to everybody or to nobody. I am sure I’d win.


33 posted on 08/22/2008 10:07:22 AM PDT by Marie2 (Everything the left does has the effect and intent of destroying the traditional family.)
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To: Marie2

EVERYTHING is high risk for purposes of charging extra.

Don’t sleep enough?

Don’t take your vitamins?

wear high heels?

Don’t use sunscreen?

(s)
YOU VILL OBEY!
(/s)


34 posted on 08/22/2008 10:11:01 AM PDT by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: Cate

This ASSUMES the weight is a constant.

NORMAL people fluctuate five pounds around a set point. (set point theory)


35 posted on 08/22/2008 10:13:19 AM PDT by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: Marie2
Do it to everybody or to nobody. I am sure I’d win.

No. You would not.

There is no constitutional right to insurance. It is an employee benefit, and as such, the employer can determine the fee structure for the benefit.

36 posted on 08/22/2008 10:20:50 AM PDT by dmz
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To: brownsfan
Freepers have an interesting view of liberty.

Not to mention completely predictable. A jackboot for the other guy and his behavior, but certainly not for mine!

37 posted on 08/22/2008 10:29:37 AM PDT by Wolfie
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To: Cate
Have you ever considered that some people don’t want to be obese but due to medical issues,

I understand that. But alot of people DO NOT CARE.

38 posted on 08/22/2008 10:50:33 AM PDT by JackDanielsOldNo7 (On guard until the seal is broken)
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To: Marie2

As the number of disorders continue to increase at an accelerating pace it is but a few years until normal, healthy people will be a thing of the past.

We’ve been riding a tidal wave of diagnosis.


39 posted on 08/22/2008 11:26:39 AM PDT by Old Professer (The critic writes with rapier pen, dips it twice, and writes again.)
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To: dmz

I don’t know if I agree with you, although I have no law education background.

For the state to ARBITRARILY charge one set of people more than another - to deny benefits to one group in an ARBITRARY way - I don’t think it would fly.

I’d present the arbitrariness of the decision to the court.

It is an employee benefit and we have no right to it; I completely agree.

However, this is the government as employer. So I think they can’t legally get away with this.

Myself, I’d decline the insurance and get myself a medical savings account. That’s what I’m pretty much doing right now, anyway.


40 posted on 08/22/2008 1:34:22 PM PDT by Marie2 (Everything the left does has the effect and intent of destroying the traditional family.)
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To: JackDanielsOldNo7

No chart would say you are morbidly obese at 5’11 185. The BMI chart has you as “slightly” overweight, but as others have said, BMI can be way off.

For example,

I’m 6’4” and 225 and according to BMI charts I’m midway between overweight and obese. My waistline is only 33 inches around though, so I’m definitely not overweight.


41 posted on 08/25/2008 9:41:12 PM PDT by LiberalsSpendYourMoney (Liberalism is a tax on humanity)
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To: LiberalsSpendYourMoney

i have a 33 inch waist also. if i lost anymore weight they would need to put me in science class as a skeleton. LOL


42 posted on 08/26/2008 5:37:14 AM PDT by JackDanielsOldNo7 (On guard until the seal is broken)
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