Posted on 06/01/2018 8:37:03 AM PDT by rey
Don't answer that. How can one get by, at least for a while, without complying with the ACA?
I thought Trump was going to get rid of the law that said everyone must buy in, especially individuals?
I am very low income, as is a friend of mine, and the fines and policies they want us to carry take a very sizable portion of our meager income. I thought if you made under $17K - $24K you were exempt? The IRS came after us on our filings and every agent or official we speak to is incredulous that we hadn't signed up. One actually asked how we had been able to live without health care? I find it hard to believe that we are the only people in the nation who didn't get in the line to the ovens.
Thoughts? Ideas? How is this in anyway even a slightly free country if everyone must spend a sizable portion of their income as the government see fit?
My dog.
I’ve been trying for close to a week now to get a vet appointment for her.
Apparently we’ve screwed that up just as badly as we’ve screwed up human health care.
He did get rid of the penalty for not having insurance beginning with tax year 2018. (You haven’t done your 2018 taxes yet.)
ML/NJ
Insurance and health care are two different things.
What you’re discussing is the affordability of insurance.
The U.S. Internal Revenue Service will no longer require tax filers to indicate whether they had health coverage or paid a penalty set under Obamacare, dealing a blow to a pillar of the healthcare law, the website Reason.com reported.
Republican President Donald Trump, who has pledged to dismantle the 2010 Affordable Care Act, signed an order on Jan. 20, his first day in office, to freeze regulations and take other steps to weaken the law known as Obamacare.
Citing Trump’s Order, IRS Stops Enforcing Individual Mandate for Health Insurance
I’m asking for a friend.
Retired, so no real “income”, 57, an investor.
What does he do??
;)
Maybe try applying to Medicare? Whether it’s for a short term or not doesn’t matter. It’s administered state by state, so income levels aren’t the same. And some states require recipients to be working or looking for job.
This is The BEST healthcare insurance alternative.
It’s worked for us and extended family over the years.
I reached them all, and these folks are responsive and pay out on time.
It’s not “insurance” but essentially helps cover your medical bills costs according to their policies.
It satisfies the Obola care ins requirement, too.
https://www.libertyhealthshare.org/3-program-options
Meant “researched” all medical Healthshare programs.
So, for the Liberty Complete, do you pay “only” the amount listed??
Or is there more to pay at times?
Thanks for the posting! I’m 56 and if I retire early, this is a cost I am worried about. Plus I have an adult child that will need something when they turn 26. This may be an option for both.
“Maybe try applying to Medicare? “
__
Tough to get unless you are on SSI and it is NOT administered by the state.
.
Because, as Scarlett O’Hara once said, it’s a sight easier to steal from the poor than it is from the rich.
I have not had healthcare insurance since 2002, when I quit my job and created my own job as an independent contractor... going from a 75K salary to less than $30k annual income.
In that time, I have spent approximately 20-30k on medical related expenses... including a major surgery and LOTS of chiropractic care and dental expenses.
Had I paid for health insurance (family of 4) for that period of time (guestimating) at a conservative $400.00 per month for healthcare premiums (NOT accounting for co-pay or uncovered items), I would have spent approximately $76,800 on insurance premiums alone.
Most healthcare providers offer substantial discounts if you tell them that you are self pay and low income. The biggest discount I got was from a hospital which charged about $5000.00 for a major surgery that they would have charged over 32k for if I were insured. (they gave us a 95% discount)
Regardless, I am certainly not financially well off... but had I attempted to comply, I would have been forced to go bankrupt years ago. If Trump had not won, there would be no hope left for me.
I can only credit God Himself for protecting me thus far...
and can only trust Him going forward.
I literally live paycheck to paycheck.
Health insurance is not even close to an option.
Hell... it’s not even insurance anyway. That doesn’t even exist. It’s socialized medicine... and the very reason why we cannot even find a good doctor anymore.
You are welcome, FRiend.
I LOVE Liberty Healthshare!
They do everything possible to negotiate billing with the provider, and pay out up to your program limit.
The piece written about them in the NY Times, as well as BBB, audit financial statements, and ZERO Atty General complaints gave me piece of mind.
As far as the penalty, you get out of it by stating that you couldn’t afford to pay for any. My son’s tax preparer told him how to do that each year of the penalties.
I have an individual plan the costs me $199 / mo, for up to $125,000 coverage.
There is ONLY a $500 deducible per year.
Includes up to $400 annual physicals.
No coverage for mental health, abortions, sex changes.
It worked for me and extended family.
Study their plan, call them for further questions.
Lets get down to practical definitions:
Medical Insurance. That’s when a company engages in a contract with an individual or group with the cost determined by the health risk and coverage limits. Government health plans are not insurance contracts.
Government health “insurance”. That’s simply a tax payer socialized health care plan. The individual pays some or none of the expense and the government pays the rest. Medicare, Medicare, VA.
Medical care. That’s simply the provision of medical services. It can be paid by the individual, private insurance or combination of the above.
Health care. That’s when someone engages in efforts to maintain their health which sometimes includes medical care. This primarily involves nutrition, exercise, life style. Some people like to conflate health care with medical care in order to confuse the issue.
If we can use these clear definitions, we can avoid being confused by policy-makers that intentionally seek to confuse the public (remember Gruber).
Only one quibble, the government doesn't pay for anything, they get their funding thru taxes, so it's basically redistribution/transfer from those who don't use it to those who do and those who abuse it.
I think I should have said Medicaid instead of Medicare. Medicaid was expanded under The Program That Shall Not Be Named, and you don’t have to be on SSI.
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