Okay, I’ll humor you: you can work for me. I will pay you a basic salary and I will “pay for” your health insurance on top of it; or, I can allow you to buy it yourself, and I will pay you the money I would have spent on your insurance.
Which would you choose? It’s all the same to me.
You have identified one of the reasons the US healthcare system got to the crazy place it is.
Health benefits were not taxed as income.
So it became very common for employers to offer them.
Tying “healthcare” to employment broke the connection between cost and the actual consumer of the service.
I suggest you work your way up to paying for your own first.