I thought the only plans available were the ones that included coverage of things mandated by Obama?
Yes, but they apparently only mandated the stuff that they were concerned about and didn’t mandate that insurance remain as it is. Letter of the law. Must have free mammograms and contraception. No law says they have to pay for hospitalization.
And yes, it is illegal to just have a high-deductible catastrophic insurance plan. It must cover all the free stuff.