A person is better off paying routine visits out of pocket. Anything major, I would just go out of the country as a medical tourist.
I live and work in San Diego. My employer offers Kaiser and SIMNSA. SIMNSA is medical insurance for doctors and hospitals in Mexico. It is much cheaper. In Mexico there is no problem with malpractice lawsuits or unpaid debts (if you cannot pay you die in the street). I was thinking about SIMNSA as a back up plan in case the American insurance becomes unaffordable. I found out that now you must be a Mexican citizen to get SIMNSA. I heard that new requirement is the work of the 0bama
administration. Has anybody else heard of efforts by the 0bama regime to prevent medical tourism?