That's a good attitude to have.
Thank you. No mortgage, no car loan, no plastic. You'd be amazed how many people have told me I am an irresponsible, selfish, fanatical fool for resisting debt even if it means no college.
When the kid turned 17, some county employees (whose job it is to "assist" low-income families) offered to "help" us acquire college loans. When I told them we weren't interested -- said I have a hard time paying my little utility bills, how am I supposed to pay back a colossal govt loan? -- they couldn't accept it and actually argued with me, to the point where they insinuated that child protective services might be interested in us. (I think CPS counted the days to the 18th birthday and decided there wasn't enough time to torment us effectively, so nothing came of it.)
They were so worked up, you'd think they got a broker's cut of the loan.
I have a low opinion of college anyway, as I live between two of them -- Bucknell and Bloomsburg -- and the stupidity and chemical abuse going on in them, not to mention the leftist politics, is something I wouldn't expose a child to, if they paid me the tuition and threw in free heat and a new car.