[1raider1]

I realize everyone’s private insurance premiums are going up. My question was, can anyone convince me not to go with ACA and invest the $4900.00 per year premium savings.

[Cyber Liberty]

Premiums are only 1/2 of the equation. You need to find out what is at your end, the payout. What good is it to save $5K in premiums if you have to pay out $6K more in deductibles?

[ebber]

I would suggest that you wait as long as possible to make your decision. Currently the Exchanges are not showing the correct premiums, plans, subsidies, etc. They are also not showing the correct list of doctors, if any. You will also need to check the formulary for the plan, as many of the plans will have limited formularies. Also, does the plan allow you to go out of the network? Many don't. If you can go outside, at what cost? At least wait until you can get complete information.