To imply that someone taking a legal subsidy for something they were FORCED into is doing something wrong is disingenuous at best. Honestly, some of the "holier than thou" nonsense that goes on here at FR is sad.
I also have retiree, employer paid supplimental insurance. If I find myself in the same situation as the original poster, you better believe I will look into the subsidy. If that puts ME on your sh*t list also, too bad.
I can see that I’m not the only one who misunderstood your post ““...like if you take mortgage interest or child deductions on your income tax.””
You really should have put some context to that. I read as if you thought that taking those deductions was akin to taking the subsidies.